641 S Downing St, Seaside, OR 97138 Property Records

Clatsop County property record for 641 S Downing St, Seaside, OR 97138

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,612 sqft · built 1936
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (May 2018)
Tax Bill$4,427 (2025)
Deeds & MortgagesJan 2026 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN61021AC16300

Property Details

APN / Parcel Number

Primary APN61021AC16300
Alternative APN
  • 11920

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Units2 Units
Stories2 Stories
Building Area2,612 sqft Living Area
Gross Area3,088 sqft
1st Floor Area1,368 sqft
Attic Area684 sqft
Basement Area1,036 sqft
Finished Basement560 sqft
Unfinished Basement476 sqft
Family RoomFamily Room
FlooringWood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1956
Architectural StyleModern
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Deck Area64 sqft
Patio Area270 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number11920
Street Address641 S DOWNING ST
CitySEASIDE
StateOR
Zip97138-5620
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR3
Legal DescriptionHERMOSA PARK LT 11, S 1/2 LT 12 BLK 13
Legal Range10
Legal Township06
Legal Section21
Legal QuarterNE
Quarter-Quarter SectionSW
Legal SubdivisionHERMOSA PARK
Legal Block13
Legal Lot Number11-12
JurisdictionCLATSOP OR
Township / Civil DivisionSEASIDE
Census Block Group3
Census Block3043
Census Tract950900

Owner

Source: Clatsop County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address641 S DOWNING ST, SEASIDE, OR 97138-5620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 16, 2018Warranty Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2018 · Amount on Record
Deed SaleMay 16, 2018 · Amount on Record
Prior SaleFeb 9, 2009
Deed Document Number201803673
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLATSOP OR
Property Address641 S DOWNING ST, SEASIDE, OR 97138-5620
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 S DOWNING ST, SEASIDE, OR 97138-5620

Mortgage

Document Number0000000043
DateJan 6, 2026
Instrument202600043
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLATSOP OR
Recording DateMay 16, 2018
Property Address641 S DOWNING ST, SEASIDE, OR 97138-5620
Document Number0000003673
Instrument DateMay 14, 2018
Instrument201803673
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyTICOR TITLE CO OF OREGON

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address8486 LAZY CREEK CT, SPRINGFIELD, VA 22153-3845

Mortgage

Document Number0000003674
DateMay 16, 2018
Instrument201803674
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClatsop County
MunicipalitySeaside City
Unified School DistrictSeaside School District 10 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,427.00 (+6.16%)$300,424 (+3.44%) Building $300,424$579,404 (+4.26%) Land $278,980 Building $300,424
2023$4,170.00 (+2.81%)$290,444 (+3%)$555,737 (+30.21%) Land $268,250 Building $287,487
2022$4,056.00$281,985$426,803 Land $165,007 Building $261,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Nearby Flood Policies123 units insured
incl. 80 condo units
Nearby Flood Claims1 (2006)
Most Recent ClaimJan 2006 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEASIDE WATER DEPARTMENT
serves 7,482 people · EPA ID OR4100799
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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