Clatsop County property record for 640 S Downing St, Seaside, OR 97138
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,386 sqft · built 1936 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,900 (Jun 2015) |
| Tax Bill | $3,938 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61021AC14301 |
| Primary APN | 61021AC14301 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| Gross Area | 2,295 sqft |
| 1st Floor Area | 936 sqft |
| Attic Area | 450 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Asbestos |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Covered Porch |
| Porch Area | 208 sqft |
| Deck Area | 261 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11899 |
|---|---|
| Street Address | 640 S DOWNING ST |
| City | SEASIDE |
| State | OR |
| Zip | 97138-5621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | HERMOSA PARK LT 6 BLK 12 |
| Legal Range | 10 |
| Legal Township | 06 |
| Legal Section | 21 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | HERMOSA PARK |
| Legal Block | 12 |
| Legal Lot Number | 6 |
| Jurisdiction | CLATSOP OR |
| Township / Civil Division | SEASIDE |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 950900 |
640 S Downing St is owned by an individual who bought it in June 2015.
Source: Clatsop County records, as of November 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1178, VANCOUVER, WA 98666-1178 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Mar 14, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK |
| Oct 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Jul 6, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2015 · Amount on File |
| Deed Sale | Jun 12, 2015 · Amount on File |
| Prior Sale | Aug 25, 2014 · Amount on File |
| Deed Document Number | 201504285 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 640 S DOWNING ST, SEASIDE, OR 97138-5621 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000005971 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 202105971 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | LAKE OSWEGO, OR 97035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 8, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 640 S DOWNING ST, SEASIDE, OR 97138-5621 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | FIDELITY NATIONAL TTL GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000001254 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 202101254 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 640 S DOWNING ST, SEASIDE, OR 97138-5621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE INSURA NCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000001589 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 201901589 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | SEASIDE, OR 97138 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Feb 26, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 640 S DOWNING ST, SEASIDE, OR 97138-5621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007410 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 201907410 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 640 S DOWNING ST, SEASIDE, OR 97138-5621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005205 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 202005205 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | LAKE OSWEGO, OR 97035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 26, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 640 S Downing St was $3,938.
Source: Clatsop County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clatsop County |
| Municipality | Seaside City |
| Unified School District | Seaside School District 10 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,938.00 | $314,920 Building $314,920 | $589,220 Land $274,300 Building $314,920 |
| 2023 | $3,709.00 (+2.8%) | $258,352 (+3%) | $609,132 (+8.53%) Land $263,750 Building $345,382 |
| 2022 | $3,608.00 | $250,828 | $561,231 Land $199,947 Building $361,284 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 S Downing St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Nearby Flood Policies | 123 units insured incl. 80 condo units |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jan 2006 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 S Downing St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEASIDE WATER DEPARTMENT serves 7,482 people · EPA ID OR4100799 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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