Okaloosa County property record for 641 Pompano Ave, Fort Walton Beach, FL 32548
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,210 sqft · built 1972 |
| Lot Size | 0.299 acres (13,032 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $437,800 (Apr 2019) |
| Tax Bill | $8,066 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-590-9149-6 |
| Primary APN | C56-000-590-9149-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,210 sqft Living Area |
| Gross Area | 5,596 sqft |
| 1st Floor Area | 2,898 sqft |
| Upper Floors Area | 441 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Roof Type | Gambrel |
| Roof Material | Metal |
| Lot Area | 13,032 sqft (0.299 acres) |
| Lot Width | 90 ft Width |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 808 sqft |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 641 POMPANO AVE |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32548-6024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANTA ROSA ISLAND LOT 331 BLK 6 |
| Legal Subdivision | SANTA ROSA ISLAND |
| Legal Block | 6 |
| Legal Lot Number | 331 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 23200 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 641 POMPANO AVE, FORT WALTON BEACH, FL 32548-6024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Apr 11, 2019 | Warranty Deed, Transfer · VA Mortgage PRIVATE INDIVIDUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2019 · Amount on Record |
| Deed Sale | Apr 11, 2019 · Amount on Record |
| Deed Document Number | 20193270478 |
| Deed Book / Page | 3393 / 965 |
| Prior Transfer Date | Feb 16, 2016 |
| Prior Transfer Doc | 0032354686 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 641 POMPANO AVE, FORT WALTON BEACH, FL 32548-6024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 641 POMPANO AVE, FT WALTON BCH, FL 32548-6024 |
| Document Number | 0034890249 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 3489/249 |
| Instrument | 3387970 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 11, 2019 |
| Property Address | 641 POMPANO AVE, FORT WALTON BEACH, FL 32548-6024 |
| Document Number | 0033930965 |
| Book / Page | 003393 / 000965 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 3270478 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,064.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1032 FAIRWAY TER CLOVIS NM 881013032, CLOVIS, NM 88101-3032 |
| Document Number | 33930966 |
|---|---|
| Date | Apr 11, 2019 |
| Book Page | 003393/000966 |
| Instrument | 3270479 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | GULF BREEZE, FL 32561 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2049 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,066.00 (-0.35%) Homeowner's exemption | $655,191 (+1.27%) Land $215,351 Building $439,840 | $655,191 (+1.27%) Land $215,351 Building $439,840 |
| 2023 | $8,094.00 (+9.16%) Homeowner's exemption | $646,988 (+8.17%) Land $144,375 Building $502,613 | $646,988 (+8.17%) Land $144,375 Building $502,613 |
| 2022 | $7,415.00 | $598,119 Land $134,930 Building $463,189 | $598,119 Land $134,930 Building $463,189 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 235 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,040 units insured incl. 805 condo units |
| Nearby Flood Claims | 643 (1978–2021) |
| Claims Outside the SFHA | 268 of 643 |
| Most Recent Claim | Nov 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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