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640 Pompano Ave, Fort Walton Beach, FL 32548 Property Records

Okaloosa County property record for 640 Pompano Ave, Fort Walton Beach, FL 32548

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,614 sqft · built 1970
Lot Size0.367 acres (15,964 sqft)
Owner2 Individual Names on Record
Last Sale$159,200 (Jan 2018)
Tax Bill$2,937 (2025)
Deeds & MortgagesMay 2018 Mortgage
Jan 2018 Sale
Flood ZoneZone X (moderate risk)
APNC56-000-590-9148-8

Property Details

APN / Parcel Number

Primary APNC56-000-590-9148-8
Alternative APNs
  • 00-2S-24-2185-0006-0330
  • 24S200218500060330

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,614 sqft Living Area
Gross Area2,650 sqft
1st Floor Area1,614 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,964 sqft (0.367 acres)
Lot Width110 ft Width
Garage TypeAttached
Garage Area480 sqft
DrivewayDriveway
PorchFinished/Open Porch
Porch Area90 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address640 POMPANO AVE
CityFORT WALTON BEACH
StateFL
Zip32548-6086
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANTA ROSA ISLAND LOT 330 BLK 6
Legal SubdivisionSANTA ROSA ISLAND
Legal Block6
Legal Lot Number330
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1008
Census Tract23200

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address640 POMPANO AVE, FORT WALTON BEACH, FL 32548-6086
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2018Deed of Trust, Mortgage · VA Mortgage
NATIONAL BANK OF KANSAS CITY
Jan 30, 2018Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2018 · Amount on Record
Deed SaleJan 30, 2018 · Amount on Record
Deed Document Number20183185653
Deed Book / Page3335 / 1543
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address640 POMPANO AVE, FORT WALTON BEACH, FL 32548-6086
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033490617
DateMay 7, 2018
Book Page3349/0617
Instrument3205414
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

January 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionOKALOOSA FL
Recording DateJan 30, 2018
Property Address640 POMPANO AVE, FORT WALTON BEACH, FL 32548-6086
Document Number0033351543
Book / Page003335 / 001543
Instrument DateJan 17, 2018
Instrument3185653
Transaction TypeTransfer
Record UpdatedFeb 12, 2018

Transaction

AmountAmount Recorded
Tax$1,114.40
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address640 POMPANO AVE FORT WALTON BEACH FL 325486086, FORT WALTON BEACH, FL 32548-6086

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,937.00 (+5.19%) Homeowner's exemption$264,103 (+5.99%)$434,537 (+16.86%) Land $258,421 Building $176,116
2023$2,792.00 (+2.76%) Homeowner's exemption$249,184 (+3%)$371,834 (+7.98%) Land $173,250 Building $198,584
2022$2,717.00 Homeowner's exemption$241,926$344,351 Land $161,916 Building $182,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 235 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,040 units insured
incl. 805 condo units
Nearby Flood Claims643 (1978–2021)
Claims Outside the SFHA268 of 643
Most Recent ClaimNov 2021 · other causes
Claims by Event
  • Hurricane Dennis, Jul 2005 · 32 claims
  • Hurricane Frances, Sep 2004 · 265 claims
  • Hurricane Opal, Oct 1995 · 271 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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