Webster County property record for 641 N Locust St, Red Cloud, NE 68970
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 832 sqft · built 1922 |
| Lot Size | 0.244 acres (10,650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Sep 2005) |
| Tax Bill | $77 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 000121000 |
| Primary APN | 000121000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,650 sqft (0.244 acres) |
| Lot Dimensions | 142 ft deep x 75 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 641 N LOCUST ST |
|---|---|
| City | RED CLOUD |
| State | NE |
| Zip | 68970-2462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | LOTS 1-3 BLOCK 2 SMITH & MOORE'S ADDITION RED CLOUD |
| Legal Range | 11 |
| Legal Township | 02 |
| Legal Section | 00 |
| Legal Subdivision | SMITH & MOORE'S ADD |
| Legal Block | 2 |
| Legal Lot Number | 1-3 |
| Jurisdiction | WEBSTER NE |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 965100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elm St. Historic District listed 1982 · 20 contributing resources · NRIS 82004934 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Webster County assessment roll, as of March 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 641 N LOCUST ST, RED CLOUD, NE 68970-2462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2005 · Amount on Record |
| Deed Sale | Sep 26, 2005 · Amount on Record |
| Deed Document Number | 20051920 |
| Deed Book / Page | 2005 / 1920 |
| Record Updated | Sep 20, 2026 |
Source: Webster County assessment roll, as of March 3, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Webster County |
| Municipality | Red Cloud City |
| Unified School District | Red Cloud Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77.00 (-17.2%) | $6,770 (+8.49%) Land $1,970 Building $4,800 | $6,770 (+8.49%) Land $1,970 Building $4,800 |
| 2023 | $93.00 | $6,240 Land $1,640 Building $4,600 | $6,240 Land $1,640 Building $4,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RED CLOUD serves 991 people · EPA ID NE3118301 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Fiber | 2,000 / 2,000 |
| Vyve Broadband Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink, Viaero Wireless.
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