615 N Locust St, Red Cloud, NE 68970 Property Records

Webster County property record for 615 N Locust St, Red Cloud, NE 68970

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 754 sqft · built 1956
Lot Size	0.244 acres (10,650 sqft)
Owner	Individual Name on File
Last Sale	$7,500 (Oct 2021)
Tax Bill	$239 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`000121200`

Property Details

APN / Parcel Number

Primary APN	`000121200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	754 sqft Living Area
1st Floor Area	754 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	615 N LOCUST ST
City	RED CLOUD
State	NE
Zip	68970-2462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 7-9 BLOCK 2 SMITH & MOORE'S ADDITION RED CLOUD
Legal Range	11
Legal Township	02
Legal Section	00
Legal Subdivision	SMITH & MOORE'S ADD
Legal Block	2
Legal Lot Number	7-9
Jurisdiction	WEBSTER NE
Township / Civil Division	5
Census Block Group	2
Census Block	2059
Census Tract	965100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elm St. Historic District listed 1982 · 20 contributing resources · NRIS 82004934

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Webster County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	615 N LOCUST ST, RED CLOUD, NE 68970-2462
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Deed Book / Page	2021 / 2800
Prior Transfer Date	Sep 26, 2011
Prior Transfer Doc	02011/1686
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER NE
Recording Date	Jun 6, 2025
Property Address	615 N LOCUST ST, RED CLOUD, NE 68970-2462
Document Number	02025/1279
Book / Page	2025 / 1279
Instrument Date	May 20, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	SOUTHERN GULF TITLE LLC, SOUTHERN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020251280
Date	Jun 6, 2025
Instrument	2025/1280

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER NE
Recording Date	Oct 19, 2021
Property Address	615 N LOCUST ST, RED CLOUD, NE 68970-2462
Document Number	02021/2800
Book / Page	2021 / 2800
Instrument Date	Oct 15, 2021
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Tax	$18.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Webster County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Webster County
Municipality	Red Cloud City
Unified School District	Red Cloud Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,300 (+19.96%) Land $1,970 Building $23,330	$25,300 (+19.96%) Land $1,970 Building $23,330
2025	$239.00 (+4.37%)	$21,090 (-0.38%) Land $1,970 Building $19,120	$21,090 (-0.38%) Land $1,970 Building $19,120
2024	$229.00 (-22.9%)	$21,170 (+6.17%) Land $1,640 Building $19,530	$21,170 (+6.17%) Land $1,640 Building $19,530
2023	$297.00	$19,940 Land $1,640 Building $18,300	$19,940 Land $1,640 Building $18,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED CLOUD serves 991 people · EPA ID NE3118301
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Vyve Broadband Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Viaero Wireless.

Nearby Properties on N Locust St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures