Florence County property record for 641 Middleberg Way, Florence, SC 29505
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,428 sqft · built 2016 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,500 (Jul 2016) |
| Tax Bill | $1,509 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15015-01-067 |
| Primary APN | 15015-01-067 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,428 sqft Living Area |
| 1st Floor Area | 2,076 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Basement |
| Garage Area | 588 sqft |
| Sewer | Municipal |
|---|
| Street Address | 641 MIDDLEBERG WAY |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29505-3641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIDDLETON POINTE I LT67 |
| Legal Subdivision | MIDDLETON POINTE SUBDIVISION |
| Legal Lot Number | 67 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1400 |
641 Middleberg Way is owned and occupied by an individual who bought it in July 2016.
Source: Florence County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 641 MIDDLEBERG WAY, FLORENCE, SC 29505-3641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 3, 2022 | Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2016 · Amount on File |
| Deed Sale | Jul 12, 2016 · Amount on File |
| Prior Sale | Apr 13, 2016 · Amount on File |
| Deed Book / Page | 640 / 622 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 641 MIDDLEBERG WAY, FLORENCE, SC 29505-3641 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0009211727 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 921/1727 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 641 MIDDLEBERG WAY, FLORENCE, SC 29505-3641 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0009791485 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 979/1485 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 641 Middleberg Way was $1,509.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,509.00 | $13,860 Land $1,720 Building $12,140 | $346,516 Land $43,000 Building $303,516 |
| 2023 | $1,149.00 (-1.29%) Homeowner's exemption | $10,275,451 (+99,904.39%) Land $1,720,000 Building $8,555,451 | $25,688,629 (+9,900.01%) Land $4,300,000 Building $21,388,629 |
| 2022 | $1,164.00 Homeowner's exemption | $10,275 Land $1,720 Building $8,555 | $256,886 Land $43,000 Building $213,886 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 641 Middleberg Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 641 Middleberg Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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