629 Middleberg Way, Florence, SC 29505 Property Records

Florence County property record for 629 Middleberg Way, Florence, SC 29505

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,872 sqft · built 2022
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$462,857 (Oct 2022)
Tax Bill	$2,351 (2025)
Deeds & Mortgages	Oct 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15015-01-094`

Property Details

APN / Parcel Number

Primary APN	`15015-01-094`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,872 sqft Living Area
1st Floor Area	1,836 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Construction Type	Frame
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Basement
Garage Area	504 sqft

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	629 MIDDLEBERG WAY
City	FLORENCE
State	SC
Zip	29505-3641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIDDLETON POINTE LT 70
Legal Lot Number	70
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	4
Census Block	4001
Census Tract	1400

Owner

Source: Florence County records · APN 15015-01-094

Assessment roll updated March 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	629 MIDDLEBERG WAY, FLORENCE, SC 29505-3641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	Aug 12, 2021 · Amount on Record
Deed Document Number	202214950
Deed Book / Page	1017 / 451
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Oct 14, 2022
Property Address	629 MIDDLEBERG WAY, FLORENCE, SC 29505-3641
Document Number	0010170451
Book / Page	1017 / 451
Instrument Date	Oct 14, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	629 MIDDLEBERG WAY, FLORENCE, SC 29505-3641

Mortgage

Document Number	0001017456
Date	Oct 14, 2022
Instrument	1017/456

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Florence County records · Assessment roll updated March 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Municipality	Florence City
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,351.00 (-76.15%)	$18,416 (-99.9%) Land $1,720 Building $16,696	$460,422 (-98.99%) Land $43,000 Building $417,422
2023	$9,859.00 (+3,080.32%) Additional exemption filed	$18,319,120 (+1,159,337.97%) Land $1,720,000 Building $16,599,120	$45,797,802 (+115,843.8%) Land $4,300,000 Building $41,497,802
2022	$310.00 Additional exemption filed	$1,580 Land $1,580	$39,500 Land $39,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 303 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FLORENCE serves 79,745 people
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.