St. Johns County property record for 641 Mackenzie Cir, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,181 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Garage | Attached, 429 sqft |
| Last Sale | $98,135 (2019) |
| Tax Bill | $4,972.00 (2025) |
| Primary APN | 028821-2190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 2,181 sqft Living Area |
| Gross Area | 2,610 sqft Gross Area |
| 1st Floor | 2,181 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,583 sqft (0.22 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 429 sqft Garage |
| Patio Area | 150 sqft Patio |
| Porch Area | 208 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 641 MACKENZIE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3453 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 219 OR4670/1102 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MEADOWS AT ST. JOHNS PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 4 |
| Legal Lot Number | 219 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4011 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 028821-2190
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6750 STATE ROAD 16, SAINT AUGUSTINE, FL 32092-2111 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 02, 2021 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) LOANDEPOT.COM LLC |
| Jan 23, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 23, 2019 · Amount on Record |
| Deed Sale | Jan 23, 2019 · Amount on Record |
| Prior Sale | Oct 28, 2004 · Amount on Record |
| Deed Doc Number | 20194916 |
| Deed Book / Page | 4670 / 1102 |
| Prior Transfer Date | Jan 15, 2019 |
| Prior Transfer Doc | 0046701102 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 641 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 641 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Document Number | 0052810328 |
|---|---|
| Date | Jun 02, 2021 |
| Book Page | 5281/328 |
| Instrument | 2021061966 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 641 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Document Number | 0049510729 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 641 MACKENZIE CIR ST AUGUSTINE FL 320923453, ST AUGUSTINE, FL 32092-3453 |
| Document Number | 0049510729 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 004951/000729 |
| Instrument | 40780 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92510 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 23, 2019 |
| Property Address | 641 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Document Number | 0046701102 |
| Book / Page | 4670 / 1102 |
| Map Reference | MB 46 PG 53-61 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 2019004916 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $687.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2893 SW WEST LOUISE CIR, 2893, PORT SAINT LUCIE, FL 34953-4251 |
| Name | Verified Name |
|---|---|
| Address | 713 CORRIGAN DR, SAINT AUGUSTINE, FL 32092-1015 |
| Document Number | 2019004917 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 2019004917 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,715 (-1.94%) Land $70,000 Building $267,715 | $337,715 (-1.94%) Land $70,000 Building $267,715 | |
| 2025 | $4,972.00 (+4.78%) | $344,400 (-7.86%) | $344,400 (-7.86%) Land $70,000 Building $274,400 |
| 2024 | $4,745.00 (-5.06%) | ||
| 2023 | $4,998.00 (+82.21%) | $373,795 (+58.91%) | $373,795 (+8.03%) Land $82,790 Building $291,005 |
| 2022 | $2,743.00 Homeowner's exemption | $235,223 | $346,010 Land $73,920 Building $272,090 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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