St. Johns County property record for 637 Mackenzie Cir, Saint Augustine, FL 32092 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,835 sqft Living Area |
| Lot Size | 13,939 sqft (0.32 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $520,000 (2026) |
| Tax Bill | $334.00 (2025) |
| Primary APN | 028821-2200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,835 sqft Living Area |
| Gross Area | 3,504 sqft Gross Area |
| 1st Floor | 1,315 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,939 sqft (0.32 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 429 sqft Garage |
| Patio Area | 114 sqft Patio |
| Porch Area | 282 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 637 MACKENZIE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3453 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 220 OR6311/667 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MEADOWS AT ST. JOHNS PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 4 |
| Legal Lot Number | 220 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4011 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 028821-2200
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 637 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Feb 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage COAST2COAST MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on Record |
| Deed Sale | Feb 24, 2026 · Amount on Record |
| Prior Sale | May 24, 2007 · Amount on Record |
| Deed Doc Number | 202615538 |
| Deed Book / Page | 6311 / 667 |
| Prior Transfer Date | Feb 13, 2017 |
| Prior Transfer Doc | 0043320907 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 637 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 637 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Document Number | 0054190142 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 5419/142 |
| Instrument | 2021123580 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 24, 2026 |
| Property Address | 637 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Document Number | 0063110667 |
| Book / Page | 6311 / 667 |
| Map Reference | MB 46 PG 53-61 |
| Instrument Date | Feb 16, 2026 |
| Instrument | 2026015538 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 ONEILL CT, RIDGEFIELD, CT 06877-1726 |
| Name | Verified Name |
|---|---|
| Address | 637 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Document Number | 0006311669 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 6311/669 |
| Name | COAST2COAST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,464 (+2.7%) | $420,496 (-3.31%) Land $70,000 Building $350,496 | |
| 2025 | $334.00 (+31.5%) Disabled Person's exemption Veteran's exemption | $223,431 (+5.99%) | $434,889 (-3.47%) Land $70,000 Building $364,889 |
| 2024 | $254.00 (-89.55%) | ||
| 2023 | $2,430.00 (+3.32%) Homeowner's exemption | $210,810 (+3%) | $450,536 (+7.89%) Land $82,790 Building $367,746 |
| 2022 | $2,352.00 Homeowner's exemption | $204,670 | $417,593 Land $73,920 Building $343,673 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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