641 Lucerne Rd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 641 Lucerne Rd, Cayucos, CA 93430 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms7 Beds
Bathrooms5 Baths
Year BuiltBuilt 1986
Square Footage5,727 sqft Living Area
Lot Size20,000 sqft (0.459 acres)
OccupancyOwner Occupied
Tax Bill$8,858.00 (2025)

Property Details

APN / Parcel Number

Primary APN064-281-027

Interior

Bedrooms7 Beds
Full Baths5 Baths
Total Rooms8 Rooms
Building Area5,727 sqft Living Area
Stories3 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeWood Construction
Lot Area20,000 sqft (0.459 acres)
Parking Spaces1 Parking Spaces
TopographyBelow Road/Slope Topography

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address641 LUCERNE RD
CityCAYUCOS
StateCA
Zip93430-1018
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOCARNO TR LTS 18 TO 20 & PTN LT 21
Legal SubdivisionLOCARNO TR
Legal Block1
Legal Lot Number18
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionNORTH COAST
Census Blockgroup1
Census Block1021
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-281-027

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4540 BROAD ST, 110, SAN LUIS OBISPO, CA 93401-8729
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 15, 2023
Transfer Doc0000027867
Record RefreshedSep 20, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$809,131 (+2%) Land $251,045 Building $558,086
2025$8,858.00 (+2.3%) Homeowner's exemption$793,267 (+4.04%) Land $246,123 Building $547,144
2023$8,659.00 (+1.87%) Homeowner's exemption$762,466 Land $236,567 Building $525,899
2022$8,500.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 100 ft

Wildfire

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire LikelihoodAbout 1 in 325 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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