San Luis Obispo County property record for 637 Lucerne Rd, Cayucos, CA 93430 · Last verified October 2025
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 3 ba · 3,199 sqft · built 1985 |
| Lot Size | 0.397 acres (17,300 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,225,000 (May 1998) |
| Tax Bill | $21,166 (2025) |
| Deeds & Mortgages | Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-281-028 |
| Primary APN | 064-281-028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,199 sqft Total Area |
| Gross Area | 4,432 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Construction Type | Wood |
| Lot Area | 17,300 sqft (0.397 acres) |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Street Address | 637 LUCERNE RD |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1018 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | LOCARNO TR LTS 16 & 17 |
| Legal Subdivision | LOCARNO |
| Legal Lot Number | 16,17 17 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 10504 |
Source: San Luis Obispo County records · APN 064-281-028
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 637 LUCERNE RD, CAYUCOS, CA 93430-1018 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 08, 1998 · Amount on Record |
| Deed Sale | May 08, 1998 · Amount on Record |
| Prior Sale | May 08, 1998 · Amount on Record |
| Deed Document Number | 0000027089 |
| Deed Book / Page | 064 |
| Last Transfer Date | Sep 17, 2020 |
| Transfer Doc | 0000051029 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 17, 2020 |
| Property Address | 637 LUCERNE RD, CAYUCOS, CA 93430-1018 |
| Document Number | 0000051029 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 51029 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 637 LUCERNE RD CAYUCOS CA 934301018, CAYUCOS, CA 93430-1018 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $21,166.00 (+1.93%) Homeowner's exemption | $2,028,387 (+4.04%) Land $1,117,701 Building $910,686 |
| 2023 | $20,766.00 (+1.72%) Homeowner's exemption | $1,949,624 Land $1,074,300 Building $875,324 |
| 2022 | $20,415.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Nearby Flood Policies | 33 units insured 12 under condo master policies |
| Nearby Flood Claims | 7 (1998–2023) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Oct 2023 |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 67% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | About 1 in 325 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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