641 Laurel Heights Ln, Tryon, NC 28782 Property Records

Polk County property record for 641 Laurel Heights Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,344 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Oct 2018)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`P75-4`

Property Details

APN / Parcel Number

Primary APN	`P75-4`
Alternative APN	`56480`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,344 sqft Finished Area

Exterior

Year Built	Built 2005
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Electric

Location & Zoning

Account Number	56480
Street Address	641 LAUREL HEIGHTS LN
City	TRYON
State	NC
Zip	28782-6641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.00 ACRES, 0L10 LAUREL PARK
Legal Subdivision	LAUREL PARK
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1017
Census Tract	920104

Owner

Source: Polk County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5519 HUNTING COUNTRY RD, TRYON, NC 28782-6616
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOAN INC
Nov 16, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ADMIRALS BANK
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 26, 2018	Warranty Deed, Transfer
Nov 16, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Prior Sale	Nov 16, 2017 · Amount on Record
Deed Document Number	0004362060
Deed Book / Page	436 / 2060
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	641 LAUREL HEIGHTS LN, TRYON, NC 28782-6641
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000436/0000002063
Date	Oct 26, 2018
Book Page	0000000436/0000002063

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	641 LAUREL HEIGHTS LN, TRYON, NC 28782-6641
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 LAUREL HEIGHTS LN, TRYON, NC 28782-6641

Mortgage

Document Number	00000454/1
Date	Nov 16, 2020
Book Page	454/1

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 1, 2048

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	641 LAUREL HEIGHTS LN, TRYON, NC 28782-6641
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00438/1047
Date	Feb 1, 2019
Book Page	438/1047

Lender

Name	ADMIRALS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Mar 1, 2038

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	641 LAUREL HEIGHTS LN, TRYON, NC 28782-6641
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00460/1752
Date	Jun 23, 2021
Book Page	460/1752

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 26, 2018
Property Address	641 LAUREL HEIGHTS LN, TRYON, NC 28782-6641
Document Number	00436/2060
Book / Page	436 / 2060
Instrument Date	Oct 19, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 LAUREL HEIGHTS LN, COLUMBUS, NC 28722

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK NC
Recording Date	Nov 16, 2017
Property Address	641 LAUREL HEIGHTS LN, TRYON, NC 28782-6641
Document Number	00430/0001
Book / Page	430 / 0001
Instrument Date	Nov 14, 2017
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Tax	$3,343.26
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 FOREST RIDGE LN, TRYON, NC 28782-0046

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,274.00 (+14.48%)	$626,463 (+39.46%) Land $67,000 Building $559,463	$626,463 (+39.46%) Land $67,000 Building $559,463
2023	$2,860.00	$449,207 Land $60,000 Building $389,207
2021			$449,207 Land $60,000 Building $389,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fixed Wireless	500 / 250
Uniti Group DSL	50 / 3

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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