Polk County property record for 430 Laurel Heights Ln, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,161 sqft · built 1978 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (May 2026) |
| Tax Bill | $1,642 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P75-79 |
| Primary APN | P75-79 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,161 sqft Finished Area |
| Basement Area | 1,161 sqft |
| Finished Basement | 1,161 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 109,336 sqft (2.51 acres) |
| Porch | Screened Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 30552 |
|---|---|
| Street Address | 430 LAUREL HEIGHTS LN |
| City | TRYON |
| State | NC |
| Zip | 28782-5625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE5 |
| Legal Description | P75, 0L10 LAUREL PARK |
| Legal Subdivision | LAUREL PARK |
| Jurisdiction | POLK NC |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 920104 |
Source: Polk County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 430 LAUREL HEIGHTS LN, TRYON, NC 28782-5625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2026 · Amount on Record |
| Deed Sale | May 5, 2026 · Amount on Record |
| Prior Sale | Nov 27, 2002 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 499 / 1255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | May 5, 2026 |
| Property Address | 430 LAUREL HEIGHTS LN, TRYON, NC 28782-5625 |
| Document Number | 0499001255 |
| Book / Page | 499 / 1255 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 LAUREL HEIGHTS LN, TRYON, NC 28782-5625 |
| Document Number | 0499001263, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 499/1263 |
| Name | FIRST CITIZENS BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0499001279, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 499/1279 |
| Name | FIRST CITIZENS BANK AND TRUST COMPANY |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Polk County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,642.00 (+22.72%) | $314,274 (+49.54%) Land $47,080 Building $267,194 | $314,274 (+49.54%) Land $47,080 Building $267,194 |
| 2023 | $1,338.00 | $210,167 Land $41,325 Building $168,842 | |
| 2021 | $210,167 Land $41,325 Building $168,842 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fixed Wireless | 500 / 250 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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