641 Emerson Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 641 Emerson Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,675 sqft · built 2019
Lot Size	0.404 acres (17,616 sqft)
Owner	2 Individual Names on Record
Last Sale	$476,600 (Aug 2019)
Tax Bill	$9,485 (2025)
Deeds & Mortgages	Sep 2025 Transfer Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R97627`

Property Details

APN / Parcel Number

Primary APN	`R97627`
Alternative APNs	`S5113-000X-0011-00-0R` `97627`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,675 sqft Living Area
Gross Area	4,504 sqft
1st Floor Area	3,675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,616 sqft (0.404 acres)
Lot Dimensions	181 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	703 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	225 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	641 EMERSON DR
City	ROCKWALL
State	TX
Zip	75087-0150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE CREEK PH VIII, BLOCK X, LOT 11
Legal Subdivision	STONE CREEK PH VIII
Legal Tract	11
Legal Block	X
Legal Lot Number	11
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1031
Census Tract	40202

Owner

Source: Rockwall County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	641 EMERSON DR, ROCKWALL, TX 75087-0150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Transfer on Death Deed, Transfer
Aug 16, 2019	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 11, 2019	Vendor's Lien, Transfer · Construction Mortgage ACCESSBANK TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Mar 11, 2019 · Amount on Record
Deed Document Number	201914021
Last Transfer Date	Sep 4, 2025
Transfer Doc	0000016362
Record Updated	Oct 29, 2026

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ROCKWALL TX
Recording Date	Sep 8, 2025
Property Address	641 EMERSON DR, ROCKWALL, TX 75087-0150
Document Number	0000016362
Map Reference	CAB J PG 289
Instrument Date	Sep 4, 2025
Instrument	20250000016362
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	641 EMERSON DR, ROCKWALL, TX 75087-0150

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	641 EMERSON DR, ROCKWALL, TX 75087-0150

August 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Aug 16, 2019
Property Address	641 EMERSON DR, ROCKWALL, TX 75087-0150
Document Number	0000014021
Map Reference	CAB J PG 289
Instrument Date	Aug 16, 2019
Instrument	20190000014021
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 EMERSON DR, ROCKWALL, TX 75087-0150

Mortgage

Document Number	0000014022
Date	Aug 16, 2019
Instrument	20190000014022

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Mar 11, 2019
Property Address	641 EMERSON DR, ROCKWALL, TX 75087-0150
Document Number	0000003259
Map Reference	CAB J PG 289
Instrument Date	Mar 8, 2019
Instrument	20190000003259
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	BENCHMARK TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8214 WESTCHESTER DR STE 710, 710, DALLAS, TX 75225-6133
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003260
Date	Mar 11, 2019
Instrument	20190000003260

Lender

Name	ACCESSBANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$732,000 (+5.04%) Land $133,860 Building $598,140	$732,000 (+0.15%) Land $133,860 Building $598,140
2025	$9,485.00 (+1.99%)	$696,883 (-1.2%)	$730,879 (+3.62%) Land $133,860 Building $597,019
2024	$9,300.00 (+16.31%)
2023	$7,996.00 (-10.15%) Homeowner's exemption	$705,354 Land $160,000 Building $545,354	$705,354 Land $160,000 Building $545,354
2021	$8,899.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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