633 Emerson Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 633 Emerson Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,607 sqft · built 2021
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Nov 2021)
Tax Bill	$6,174 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2021 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R97625`

Property Details

APN / Parcel Number

Primary APN	`R97625`
Alternative APNs	`S5113-000X-0009-00-0R` `97625`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,607 sqft Living Area
Gross Area	3,426 sqft
1st Floor Area	2,607 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	177 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	693 sqft
Porch	Covered Porch
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	633 EMERSON DR
City	ROCKWALL
State	TX
Zip	75087-0150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE CREEK PH VIII, BLOCK X, LOT 9
Legal Subdivision	STONE CREEK PH VIII
Legal Tract	9
Legal Block	X
Legal Lot Number	9
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1031
Census Tract	40202

Owner

633 Emerson Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	633 EMERSON DR, ROCKWALL, TX 75087-0150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage MCI MORTGAGE INC
Feb 2, 2021	Loan Modification, Mortgage · Line of Credit TREZ CAP FUNDING II LLC
Dec 21, 2020	Deed of Trust, Mortgage TREZ CAP (2015) CORP
Dec 16, 2020	Deed of Trust, Mortgage MCI PRFD INCOME FUND IV LLC
Dec 18, 2019	Grant Deed, Transfer MCI PRFD INCOME FUND II LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Deed Document Number	202131151
Prior Transfer Date	Nov 12, 2021
Prior Transfer Doc	0000031151
Record Updated	Sep 20, 2026

November 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Nov 16, 2021
Property Address	633 EMERSON DR, ROCKWALL, TX 75087-0150
Document Number	0000031151
Map Reference	CAB J PG 289
Instrument Date	Nov 12, 2021
Instrument	20210000031151
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 18, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 EMERSON DR, ROCKWALL, TX 75087-0150

Mortgage

Document Number	0000031152
Date	Nov 16, 2021
Instrument	20210000031152

Lender

Name	MCI MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

February 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	633 EMERSON DR, ROCKWALL, TX 75087-0150
Document Number	0000003154
Instrument Date	Feb 2, 2021
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	633 EMERSON DR ROCKWALL TX 750870150, ROCKWALL, TX 75087-0150

Mortgage

Document Number	0000003154
Date	Feb 5, 2021
Instrument	3154

Lender

Name	TREZ CAP FUNDING II LLC
Address	745 THURLOW ST # 1700, FARMERS BRANCH, TX 75234

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 4, 2022

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	633 EMERSON DR, ROCKWALL, TX 75087-0150
Document Number	0000031233
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 VALLEY VIEW LN #400 FARMERS BRANCH TX 752348923, 400, FARMERS BRANCH, TX 75234-8923
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031233
Date	Dec 21, 2020
Instrument	31233

Lender

Name	TREZ CAP (2015) CORP

Agreement

Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	633 EMERSON DR, ROCKWALL, TX 75087-0150
Document Number	0000031421
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2101 CEDAR SPRINGS RD #700 DALLAS TX 752011504, 700, DALLAS, TX 75201-1504
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031421
Date	Dec 22, 2020
Instrument	31421

Lender

Name	MCI PRFD INCOME FUND IV LLC
Address	DALLAS, TX 75201

Agreement

Amount	Amount on Record

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKWALL TX
Recording Date	Dec 18, 2019
Property Address	633 EMERSON DR, ROCKWALL, TX 75087-0150
Document Number	0000022726
Instrument Date	Dec 13, 2019
Instrument	22726
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 VALLEY VIEW LN #400 FARMERS BRANCH TX 752348923, 400, FARMERS BRANCH, TX 75234-8923
Investor	Possibly a Property Investor

Mortgage

Document Number	22727
Date	Dec 18, 2019
Instrument	22727

Lender

Name	MCI PRFD INCOME FUND II LLC
Address	1800 VALLEY VIEW LN # 400, FARMERS BRANCH, TX 75234-8923

Agreement

Amount	Amount on Record
Term	60 Months
Due	Dec 17, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 633 Emerson Dr was $6,174 with exemptions applied, down 11.5% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$644,000 (-2.42%) Land $133,860 Building $510,140	$644,000 (-2.42%) Land $133,860 Building $510,140
2025	$6,174.00 (-11.48%) Homeowner's exemption Senior Citizen's exemption	$660,000 Land $133,860 Building $526,140	$660,000 Land $133,860 Building $526,140
2024	$6,975.00 (-4.23%)
2023	$7,283.00 Homeowner's exemption Senior Citizen's exemption	$664,833 Land $160,000 Building $504,833	$664,833 Land $160,000 Building $504,833
2021	$1,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 633 Emerson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 633 Emerson Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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