641 Edgewater Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 641 Edgewater Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,172 sqft · built 2004
Lot Size	0.251 acres (10,936 sqft)
Owner	Company Name on Record
Last Sale	$449,000 (Oct 2011)
Tax Bill	$10,388 (2025)
Deeds & Mortgages	Nov 2022 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220-474-09-00`

Property Details

APN / Parcel Number

Primary APN	`220-474-09-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,172 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	10,936 sqft (0.251 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	641 EDGEWATER DR
City	SAN MARCOS
State	CA
Zip	92078-6001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 70 TR 014710
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014710
Legal Block	3
Legal Lot Number	70
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	20310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	641 EDGEWATER DR, SAN MARCOS, CA 92078-6001
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Intrafamily Transfer, Transfer
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEPLUS CORP
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2011 · Amount on Record
Deed Sale	Oct 21, 2011 · Amount on Record
Prior Sale	Jan 8, 2010 · Amount on Record
Deed Document Number	2011554950
Last Transfer Date	Oct 15, 2022
Transfer Doc	0000420869
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2022
Property Address	641 EDGEWATER DR, SAN MARCOS, CA 92078-6001
Document Number	0000420869
Map Reference	MAP 14710
Instrument Date	Oct 15, 2022
Instrument	2022-0420869
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	641 EDGEWATER DR, SAN MARCOS, CA 92078-6001

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	641 EDGEWATER DR, SAN MARCOS, CA 92078-6001
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 EDGEWATER DR, SAN MARCOS, CA 92078-6001

Mortgage

Document Number	0000714797
Date	Oct 13, 2021
Instrument	2021-0714797

Lender

Name	HOMEPLUS CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	641 EDGEWATER DR, SAN MARCOS, CA 92078-6001
Document Number	0000534329
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	641 EDGEWATER DR SAN MARCOS CA 920786001, SAN MARCOS, CA 92078-6001

Mortgage

Document Number	0000534329
Date	Nov 18, 2019
Instrument	534329

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 17, 2034

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$575,107 (+2%) Land $164,313 Building $410,794
2025	$10,388.00 (+6.63%) Homeowner's exemption	$563,832 (+4.04%) Land $161,092 Building $402,740
2023	$9,742.00 (+1.74%) Homeowner's exemption	$541,940 Land $154,838 Building $387,102
2022	$9,575.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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