641 E Gulf Beach Dr, Eastpoint, FL 32328 Property Records

Franklin County property record for 641 E Gulf Beach Dr, Eastpoint, FL 32328

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,840 sqft · built 1983
Lot Size0.344 acres (14,977 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (May 2018)
Tax Bill$6,250 (2025)
Deeds & MortgagesOct 2020 Transfer
May 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN29-09S-06W-7312-000K-0060

Property Details

APN / Parcel Number

Primary APN29-09S-06W-7312-000K-0060
Alternative APN
  • 06W09S297312000K0060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,840 sqft Living Area
Gross Area2,576 sqft
1st Floor Area1,840 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,977 sqft (0.344 acres)
Lot Width100 ft Width
View / LotRoad
Garage Area576 sqft
DrivewayConcrete Driveway
Driveway Area598 sqft

Exterior Amenities

PorchFinished Screened Porch
Porch Area1,008 sqft
Deck Area185 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address641 E GULF BEACH DR
CityEASTPOINT
StateFL
Zip32328-2905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 2 BL K LOT 6 OR 179/6 OR 239/284 OR 320/30 OR 342/310 OR 468/325 677/393 699/624 760/771 856/4 1024/449 1066/457 1218/380 1279/88
Legal Range06W
Legal Township09S
Legal Section29
Legal Subdivision7312
Legal BlockK
Legal Lot Number6
Legal Unit2
JurisdictionFRANKLIN FL
Township / Civil DivisionAPALACHICOLA
Census Block Group1
Census Block1080
Census Tract970304

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address648 E PINE AVE, EASTPOINT, FL 32328-2923
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 14, 2018Warranty Deed, Transfer · Conventional Mortgage
CENTENNIAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2018 · Amount on Record
Deed SaleMay 14, 2018 · Amount on Record
Prior SaleJun 10, 2005 · Amount on Record
Deed Document Number20182265
Deed Book / Page1218 / 380
Last Transfer DateAug 4, 2020
Transfer Doc0019004860
Record UpdatedJun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN FL
Recording DateOct 15, 2020
Property Address641 E GULF BEACH DR, EASTPOINT, FL 32328-2905
Document Number0019004860
Book / Page001279 / 000088
Instrument DateAug 4, 2020
Instrument19004860
Transaction TypeTransfer
Record UpdatedOct 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9732 53RD AVE COLLEGE PARK MD 207401508, COLLEGE PARK, MD 20740-1508

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateMay 14, 2018
Property Address641 E GULF BEACH DR, EASTPOINT, FL 32328-2905
Document Number0019002265
Book / Page1218 / 380
Map ReferenceMB2 PG15
Instrument DateMay 11, 2018
Instrument201819002265
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyDODD TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address641 E GULF BEACH DR, 641, EASTPOINT, FL 32328-2905

Transferred To (Grantee/Buyer)

NameVerified Name
Address648 E PINE AVE, EASTPOINT, FL 32328-2923

Mortgage

Document Number0019002266
DateMay 14, 2018
Instrument201819002266
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2038

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,250.00 (-0.98%)$757,869 (-8.48%) Land $240,000 Building $517,869$757,869 (-8.48%) Land $240,000 Building $517,869
2024$6,312.00 (+6.8%)$828,129 (+11.93%) Land $250,000 Building $578,129$828,129 (+11.93%) Land $250,000 Building $578,129
2023$5,910.00 (+12.21%)$739,887 (+21.48%) Land $250,000 Building $489,887$739,887 (+21.48%) Land $250,000 Building $489,887
2022$5,267.00$609,060 Land $145,000 Building $464,060$609,060 Land $145,000 Building $464,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 997 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,020 units insured
incl. 23 condo units
Nearby Flood Claims1,119 (1985–2024)
Claims Outside the SFHA1 of 1,119
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Michael, Oct 2018 · 524 claims
  • Hurricane Dennis, Jul 2005 · 335 claims
  • Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATER MGMT SERVICES (ST. GEORGE ISLAND)
private · serves 5,272 people · EPA ID FL1190789
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2024
Total trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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