635 Crane St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 635 Crane St, Schenectady, NY 12303

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 1,644 sqft · built 1920
Lot Size	0.091 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Mar 2023)
Tax Bill	$8,601 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`421500 49.39-1-22`

Property Details

APN / Parcel Number

Primary APN	`421500 49.39-1-22`
Alternative APN	`150004903900010220000000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,644 sqft Total Area
1st Floor Area	822 sqft
2nd Floor Area	822 sqft
Basement Area	851 sqft
Finished Basement	851 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,000 sqft (0.091 acres)
Lot Dimensions	125 ft deep x 32 ft wide
Porch	Slab
Porch Area	450 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	635 CRANE ST
City	SCHENECTADY
State	NY
Zip	12303-1134
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	03 - MULTI
Legal Description	3 WOOD
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1005
Census Tract	21400

Owner

635 Crane St, a triplex, is owned and occupied by an individual who bought it in March 2023.

Source: Schenectady County and Schenectady City records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	635 CRANE ST, SCHENECTADY, NY 12303-1134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer · FHA Mortgage NATIONWIDE MORTGAGE BANKERS INC
Mar 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Prior Sale	Aug 19, 2008 · Amount on File
Deed Document Number	202318537
Deed Book / Page	2105 / 629
Prior Transfer Date	Mar 22, 2017
Prior Transfer Doc	0000013217
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 31, 2023
Property Address	635 CRANE ST, SCHENECTADY, NY 12303-1134
Document Number	0000018537
Book / Page	2105 / 629
Instrument Date	Mar 13, 2023
Instrument	202318537
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3664, SCHENECTADY, NY 12309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 CRANE ST, SCHENECTADY, NY 12303-1134

Mortgage

Document Number	0000018538
Date	Mar 31, 2023
Instrument	202318538

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 24, 2017
Property Address	635 CRANE ST, SCHENECTADY, NY 12303-1134
Document Number	0000013217
Book / Page	001959 / 000343
Instrument Date	Mar 22, 2017
Instrument	13217
Transaction Type	Transfer
Record Updated	Mar 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 MICHIGAN AVE SCHENECTADY NY 123031313, SCHENECTADY, NY 12303-1313

Tax Assessment & Valuation

The 2026 property tax bill for 635 Crane St was $8,601, up 3.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,601.00 (+3.5%)
2025	$8,310.00	$138,900 Land $12,400 Building $126,500	$230,005 Land $20,533 Building $209,472
2023		$82,400 (-) Land $12,400 Building $70,000	$104,304 (+3.8%) Land $15,696 Building $88,608
2022		$82,400 Land $12,400 Building $70,000	$100,488 Land $15,122 Building $85,366
2021	$5,476.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 635 Crane St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 635 Crane St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Crane St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures