Ramsey County property record for 640 Como Ave, Saint Paul, MN 55103
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,562 sqft · built 1911 |
| Lot Size | 0.141 acres (6,149 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Nov 1996) |
| Tax Bill | $4,234 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-23-14-0147 |
| Primary APN | 26-29-23-14-0147 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,562 sqft Living Area |
| 1st Floor Area | 876 sqft |
| Family Room | Family Room |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,149 sqft (0.141 acres) |
| Lot Dimensions | 143 ft deep x 43 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 145383 |
|---|---|
| Street Address | 640 COMO AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55103-1401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARE AND HOSPES ADDITION,TO ST EX SELY 37 25/100 FT LOT 3 AND ALL OF LOT 4 BLK 7 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 26 |
| Legal Subdivision | WARE AND HOSPES ADDITION,TO ST |
| Legal Block | 7 |
| Legal Lot Number | 3,4 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 31200 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 COMO AVE, SAINT PAUL, MN 55103-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 1996 · Amount on Record |
| Deed Sale | Nov 27, 1996 · Amount on Record |
| Deed Document Number | 1996238782 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 640 COMO AVE, SAINT PAUL, MN 55103-1401 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0T02702677 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | T02702677 |
| Name | TOPLINE FCU |
|---|---|
| Type | Credit Union |
| Address | OSSEO, MN 55369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,300 (+5.58%) Land $35,300 Building $239,000 | $274,300 (+5.58%) Land $35,300 Building $239,000 | |
| 2025 | $4,234.00 (+15.49%) | ||
| 2023 | $3,666.00 Homeowner's exemption | $259,800 Land $35,300 Building $224,500 | $259,800 Land $35,300 Building $224,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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