641 Chateau Dr, Cincinnati, OH 45244 Property Records

Clermont County property record for 641 Chateau Dr, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,305 sqft · built 1959
Lot Size0.195 acres (8,494 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Oct 2008)
Tax Bill$3,111 (2025)
Deeds & MortgagesMay 2026 Mortgage
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN41-41-46.-151

Property Details

APN / Parcel Number

Primary APN41-41-46.-151

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,305 sqft Living Area
1st Floor Area1,305 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area8,494 sqft (0.195 acres)
View / LotCul-de-sac

Exterior Amenities

PorchSlab
Porch Area348 sqft
Patio Area160 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address641 CHATEAU DR
CityCINCINNATI
StateOH
Zip45244-1316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMERSIDE EST A; LOT 151
Legal SubdivisionSUMMERSIDE EST A
Legal Lot Number151
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group3
Census Block3009
Census Tract41405

Owner

641 Chateau Dr is owned and occupied by two individuals who bought it in October 2008.

Source: Clermont County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address641 CHATEAU DR, CINCINNATI, OH 45244-1316
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
May 27, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2008 · Amount on File
Deed SaleOct 2, 2008 · Amount on File
Prior SaleFeb 20, 2008 · Amount on File
Deed Document Number200824995
Deed Book / Page2144 / 1982
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Recording DateMay 11, 2026
Property Address641 CHATEAU DR, CINCINNATI, OH 45244-1316
Document Number0000010547
Book / Page3022 / 5340
Instrument DateApr 14, 2026
Instrument202610547
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 CHATEAU DR, CINCINNATI, OH 45244-1316

Mortgage

Document Number0000010547,
DateMay 11, 2026
Book Page3022/5340
Instrument202610547
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueMay 1, 2066
Interest
Rate6.22%
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address641 CHATEAU DR, CINCINNATI, OH 45244-1316
Transaction TypeMortgage
Record UpdatedJun 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 CHATEAU DR, CINCINNATI, OH 45244-1316

Mortgage

Document Number0000014502
DateMay 27, 2022
Book Page2920/4770
Instrument202200014502
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 641 Chateau Dr was $3,111 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,111.00$61,820 Land $9,700 Building $52,120
2024$176,600 (-) Land $27,700 Building $148,900
2023$6,148.00 (+148.81%) Homeowner's exemption$61,820 (+45.73%) Land $9,700 Building $52,120$176,600 Land $27,700 Building $148,900
2022$2,471.00 Homeowner's exemption$42,420 Land $6,650 Building $35,770
2020$121,200 Land $19,000 Building $102,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 Chateau Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Chateau Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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