Clermont County property record for 640 Chateau Dr, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,305 sqft · built 1959 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Aug 2023) |
| Tax Bill | $2,653 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-41-46.-134 |
| Primary APN | 41-41-46.-134 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| 1st Floor Area | 1,053 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 8,799 sqft (0.202 acres) |
| View / Lot | Cul-de-sac |
| Porch | Porch |
|---|---|
| Porch Area | 144 sqft |
| Patio Area | 162 sqft |
| Canopy | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 640 CHATEAU DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERSIDE EST A; LOT 134 |
| Legal Subdivision | SUMMERSIDE EST A |
| Legal Lot Number | 134 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 41405 |
640 Chateau Dr is owned and occupied by an individual who bought it in August 2023.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 CHATEAU DR, CINCINNATI, OH 45244-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Sep 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Aug 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2023 · Amount on File |
| Deed Sale | Aug 17, 2023 · Amount on File |
| Prior Sale | Feb 23, 1998 · Amount on File |
| Deed Document Number | 202315038 |
| Deed Book / Page | 2950 / 4179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 640 CHATEAU DR, CINCINNATI, OH 45244-1317 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Name | Verified Name |
|---|---|
| Address | 4892 STATE ROUTE 122, FRANKLIN, OH 45005-9768 |
| Document Number | 0000017939 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 2953/2845 |
| Instrument | 202300017939 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 640 CHATEAU DR, CINCINNATI, OH 45244-1317 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Name | Verified Name |
|---|---|
| Address | 640 CHATEAU DR, CINCINNATI, OH 45244-1317 |
| Document Number | 0000016778 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 2952/2310 |
| Instrument | 202300016778 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 17, 2023 |
| Property Address | 640 CHATEAU DR, CINCINNATI, OH 45244-1317 |
| Document Number | 0000015038 |
| Book / Page | 2950 / 4179 |
| Map Reference | MB L PG 4 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 202300015038 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 CHATEAU DR, CINCINNATI, OH 45244-1317 |
| Document Number | 0000015039 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 202300015039 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 640 Chateau Dr was $2,653 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,653.00 | $62,870 Land $9,700 Building $53,170 | |
| 2024 | $179,600 (-) Land $27,700 Building $151,900 | ||
| 2023 | $6,253.00 (+143.4%) | $62,870 (+45.8%) Land $9,700 Building $53,170 | $179,600 Land $27,700 Building $151,900 |
| 2022 | $2,569.00 | $43,120 Land $6,650 Building $36,470 | |
| 2020 | $123,200 Land $19,000 Building $104,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 640 Chateau Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 640 Chateau Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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