San Diego County property record for 641 Cedar St, San Marcos, CA 92069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,319 sqft · built 1985 |
| Lot Size | 0.243 acres (10,581 sqft) |
| Owner | Company Name on File |
| Last Sale | $485,000 (Dec 2017) |
| Tax Bill | $4,993 (2025) |
| Deeds & Mortgages | Jan 2021 Transfer Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 218-360-52-00 |
| Primary APN | 218-360-52-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,319 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,581 sqft (0.243 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 641 CEDAR ST |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92069-1857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 (PR |
| Legal Description | LOT 160 TR 010745 |
| Legal Subdivision | SAN MARCOS THE QUORUM |
| Legal Tract | 010745 |
| Legal Block | 2 |
| Legal Lot Number | 160 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20041 |
641 Cedar St is owned by a company that acquired it in December 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 641 CEDAR ST, SAN MARCOS, CA 92069-1857 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 14, 2020 | Quit Claim Deed, Transfer NAVY FCU |
| Apr 9, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Dec 15, 2017 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on File |
| Deed Sale | Dec 15, 2017 · Amount on File |
| Prior Sale | Sep 29, 2008 · Amount on File |
| Deed Document Number | 2017588062 |
| Last Transfer Date | Dec 8, 2020 |
| Transfer Doc | 0000002522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 4, 2021 |
| Property Address | 641 CEDAR ST, SAN MARCOS, CA 92069-1857 |
| Document Number | 0000002522 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 2522 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 641 CEDAR ST SAN MARCOS CA 920691857, SAN MARCOS, CA 92069-1857 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 14, 2020 |
| Property Address | 641 CEDAR ST, SAN MARCOS, CA 92069-1857 |
| Document Number | 0000374865 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 374865 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 641 CEDAR ST SAN MARCOS CA 920691857, SAN MARCOS, CA 92069-1857 |
| Document Number | 374866 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 374866 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 641 CEDAR ST, SAN MARCOS, CA 92069-1857 |
| Document Number | 0000178170 |
| Instrument Date | Apr 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 641 CEDAR ST SAN MARCOS CA 920691857, SAN MARCOS, CA 92069-1857 |
| Document Number | 0000178170 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 178170 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 12, 2059 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 15, 2017 |
| Property Address | 641 CEDAR ST, SAN MARCOS, CA 92069-1857 |
| Document Number | 0000588062 |
| Map Reference | MAP10745 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 2017-0588062 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 641 CEDAR ST, SAN MARCOS, CA 92069-1857 |
| Document Number | 0000588063 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 2017-0588063 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 641 Cedar St was $4,993.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $436,676 (+2%) Land $279,966 Building $156,710 | |
| 2025 | $4,993.00 | $428,115 Land $274,477 Building $153,638 |
| 2023 | $4,647.00 (+1.35%) | $411,493 Land $263,820 Building $147,673 |
| 2022 | $4,585.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 641 Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 641 Cedar St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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