San Diego County property record for 640 Cedar St, San Marcos, CA 92069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,001 sqft · built 1985 |
| Lot Size | 0.141 acres (6,133 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Oct 2013) |
| Tax Bill | $4,503 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 218-360-34-00 |
| Primary APN | 218-360-34-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,001 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Lot Area | 6,133 sqft (0.141 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 640 CEDAR ST |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92069-1856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 (PR |
| Legal Description | LOT 142 TR 010745 |
| Legal Subdivision | SAN MARCOS ESTATES |
| Legal Tract | 010745 |
| Legal Block | 2 |
| Legal Lot Number | 142 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20041 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 CEDAR ST, SAN MARCOS, CA 92069-1856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2013 · Amount on File |
| Deed Sale | Oct 30, 2013 · Amount on File |
| Prior Sale | Jun 23, 2011 · Amount on File |
| Deed Document Number | 2013650427 |
| Prior Transfer Date | Apr 5, 1994 |
| Prior Transfer Doc | 0000251285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 640 CEDAR ST, SAN MARCOS, CA 92069-1856 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 640 CEDAR ST, SAN MARCOS, CA 92069-1856 |
| Document Number | 0000732668 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021-0732668 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 640 CEDAR ST, SAN MARCOS, CA 92069-1856 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 640 CEDAR ST, SAN MARCOS, CA 92069-1856 |
| Document Number | 0000721632 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021-0721632 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Sep 1, 2049 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $400,104 (+2%) Land $200,052 Building $200,052 | |
| 2025 | $4,503.00 (+7.52%) Homeowner's exemption | $392,260 (+4.04%) Land $196,130 Building $196,130 |
| 2023 | $4,188.00 (+1.38%) Homeowner's exemption | $377,030 Land $188,515 Building $188,515 |
| 2022 | $4,131.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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