641 Candle Ct, Cincinnati, OH 45244 Property Records

Clermont County property record for 641 Candle Ct, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,485 sqft · built 1990
Lot Size1.6 acres (69,740 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Jun 2012)
Tax Bill$7,651 (2025)
Deeds & MortgagesJul 2021 Mortgage
Dec 2020 Transfer
Flood ZoneZone X (minimal risk)
APN39-31-11E-204

Property Details

APN / Parcel Number

Primary APN39-31-11E-204

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,485 sqft Living Area
1st Floor Area2,141 sqft
Basement Area176 sqft
Unfinished Basement176 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area69,740 sqft (1.6 acres)
View / LotCul-de-sac
Garage TypeDetached
Garage Area1,059 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area36 sqft
Deck Area366 sqft
Patio Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address641 CANDLE CT
CityCINCINNATI
StateOH
Zip45244-1260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOLLY HILL III; LOT 49
Legal SubdivisionHOLLY HILL III
Legal Lot Number49
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1016
Census Tract41406

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address641 CANDLE CT, CINCINNATI, OH 45244-1260
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Dec 15, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2012 · Amount on Record
Deed SaleJun 19, 2012 · Amount on Record
Prior SaleApr 29, 1997 · Amount on Record
Deed Document Number201215811
Deed Book / Page2380 / 861
Last Transfer DateDec 11, 2020
Transfer Doc0000035738
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address641 CANDLE CT, CINCINNATI, OH 45244-1260
Transaction TypeMortgage
Record UpdatedJul 15, 2021
Title CompanyOLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021500
DateJul 6, 2021
Book Page2886/1599
Instrument202100021500
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2036

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLERMONT OH
Recording DateDec 15, 2020
Property Address641 CANDLE CT, CINCINNATI, OH 45244-1260
Document Number0000035738
Book / Page002862 / 003910
Instrument DateDec 11, 2020
Instrument35738
Transaction TypeTransfer
Record UpdatedJan 11, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address641 CANDLE CT CINCINNATI OH 452441260, CINCINNATI, OH 45244-1260

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictMilford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,651.00 (-62.86%)$170,560 (-) Land $33,080 Building $137,480
2024$487,300 (-) Land $94,500 Building $392,800
2023$20,603.00 (+196.32%) Homeowner's exemption$170,560 (+48.88%) Land $33,080 Building $137,480$487,300 (+48.88%) Land $94,500 Building $392,800
2022$6,953.00 Homeowner's exemption$114,560 Land $22,020 Building $92,540
2020$327,300 Land $62,900 Building $264,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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