Clermont County property record for 628 Candle Ct, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,355 sqft · built 1989 |
| Lot Size | 0.546 acres (23,784 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,900 (Sep 1989) |
| Tax Bill | $5,411 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-31-11E-206 |
| Primary APN | 39-31-11E-206 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,355 sqft Living Area |
| 1st Floor Area | 848 sqft |
| Basement Area | 224 sqft |
| Unfinished Basement | 224 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 23,784 sqft (0.546 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | 32 sqft |
| Patio Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 628 CANDLE CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLLY HILL III; LOT 51 |
| Legal Subdivision | HOLLY HILL III |
| Legal Lot Number | 51 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 41406 |
628 Candle Ct is owned and occupied by an individual who bought it in September 1989.
Source: Clermont County records, as of July 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 CANDLE CT, CINCINNATI, OH 45244-1242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SHAREFAX CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 1989 · Amount on File |
| Deed Sale | Sep 1, 1989 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 628 CANDLE CT, CINCINNATI, OH 45244-1242 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 628 CANDLE CT, CINCINNATI, OH 45244-1242 |
| Document Number | 0000001513 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 3013/3483 |
| Instrument | 202600001513 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 3, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 628 CANDLE CT, CINCINNATI, OH 45244-1242 |
| Document Number | 0000001950 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 628 CANDLE CT CINCINNATI OH 452441242, CINCINNATI, OH 45244-1242 |
| Document Number | 0000001950 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 002828/005471 |
| Instrument | 1950 |
| Name | SHAREFAX CU |
|---|---|
| Type | Credit Union |
| Address | BATAVIA, OH 45103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 23, 2035 |
The 2025 property tax bill for 628 Candle Ct was $5,411 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | Milford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,411.00 | $130,940 Land $21,490 Building $109,450 | |
| 2024 | $374,100 (-) Land $61,400 Building $312,700 | ||
| 2023 | $15,817.00 (+232.85%) Homeowner's exemption | $130,940 (+50.23%) Land $21,490 Building $109,450 | $374,100 Land $61,400 Building $312,700 |
| 2022 | $4,752.00 Homeowner's exemption | $87,160 Land $14,320 Building $72,840 | |
| 2020 | $249,000 Land $40,900 Building $208,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 Candle Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 Candle Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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