641 Cabrera St, Key Largo, FL 33037 Property Records

Monroe County property record for 641 Cabrera St, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 865 sqft · built 1980
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on Record
Tax Bill$3,897 (2024)
Flood ZoneZone X (minimal risk)
APN00466530-000000

Property Details

APN / Parcel Number

Primary APN00466530-000000
Alternative APNs
  • 14613900466530000000
  • 1569933

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area865 sqft Living Area
1st Floor Area865 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area136 sqft
Deck Area240 sqft
Patio Area179 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number1569933
Old Parcel Number14613900466530000000
Street Address641 CABRERA ST
CityKEY LARGO
StateFL
Zip33037-4604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1 LT 14 SOUTH CREEK VILLAGE KEY LARGO PB3-85 OR132-465/466 OR1062-1012D/C OR2480-49/56WILL OR2480-63/65ORD
Legal Range39E
Legal Township61S
Legal Section14
Legal SubdivisionSOUTH CREEK VILLAGE
Legal Block1
Legal Lot Number14
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group4
Census Block4000
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address945 NW 92ND AVE, PEMBROKE PINES, FL 33024-4536
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2010
Deed SaleAug 1, 2010
Deed Document Number0000248063
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$449,498 (+1.99%) Land $307,970 Building $141,528$449,498 (+1.99%) Land $307,970 Building $141,528
2024$3,897.00 (+9.07%)
2023$3,573.00 (+11.94%)$440,744 (+14.73%) Land $311,575 Building $129,169$440,744 (+14.73%) Land $311,575 Building $129,169
2022$3,192.00$384,143 Land $254,925 Building $129,218$384,143 Land $254,925 Building $129,218

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 167 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies167 in force
Nearby Flood Claims68 (1992–2023)
Claims Outside the SFHA4 of 68
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 39 claims
  • Hurricane Irene, Oct 1999 · 8 claims
  • Hurricane Georges, Sep 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Cabrera St

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