Monroe County property record for 636 Cabrera St, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,634 sqft · built 1986 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jun 2010) |
| Tax Bill | $2,441 (2024) |
| Deeds & Mortgages | Mar 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 00466810-000000 |
| Primary APN | 00466810-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,634 sqft Living Area |
| 1st Floor Area | 1,634 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Florida Room |
| Porch Area | 633 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1570214 |
|---|---|
| Street Address | 636 CABRERA ST |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ISM |
| Legal Description | BK 3 LTS 4 AND 5 SOUTH CREEK VILLAGE PB3-85 KEY LARGO OR164-372-373 OR933-295 OR1268-1474 OR1671-2109/30 OR1718-1874 OR2063-2413 OR2116-590/91 OR2455-1027C/T OR2471-370/71 OR2485-1948/49 OR2545-26/27 OR2548-748 OR2552-1464L/E OR2845-923/24L/E |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 14 |
| Legal Subdivision | SOUTH CREEK VILLAGE |
| Legal Block | 3 |
| Legal Lot Number | 4,5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
636 Cabrera St is owned and occupied by an individual who acquired it in March 2017.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 636 CABRERA ST, KEY LARGO, FL 33037-4600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2010 · Amount on File |
| Deed Sale | Jun 21, 2010 · Amount on File |
| Prior Sale | Mar 4, 2010 |
| Deed Document Number | 20101794453 |
| Deed Book / Page | 2471 / 370 |
| Last Transfer Date | Mar 22, 2017 |
| Transfer Doc | 0028450923 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 23, 2017 |
| Property Address | 636 CABRERA ST, KEY LARGO, FL 33037-4600 |
| Document Number | 0028450923 |
| Book / Page | 002845 / 000923 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 2115634 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | PO BOX 370823 KEY LARGO FL 330370823, KEY LARGO, FL 33037-0823 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $261,990 | $627,783 Land $442,520 Building $185,263 | |
| 2024 | $2,441.00 (+5.76%) | ||
| 2023 | $2,308.00 (+5.29%) Homeowner's exemption | $247,192 (+3%) | $616,143 (+14.21%) Land $447,700 Building $168,443 |
| 2022 | $2,192.00 Homeowner's exemption | $239,993 | $539,466 Land $366,300 Building $173,166 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 636 Cabrera St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 167 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 68 (1992–2023) |
| Claims Outside the SFHA | 4 of 68 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 636 Cabrera St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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