641 Bret Harte Dr, Copperopolis, CA 95228 Property Records

Calaveras County property record for 641 Bret Harte Dr, Copperopolis, CA 95228

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,984 sqft · built 2008
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$419,000 (Aug 2018)
Tax Bill	$5,436 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`098-017-007-000`

Property Details

APN / Parcel Number

Primary APN	`098-017-007-000`
Alternative APN	`098-017-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,984 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	098-017-007
Street Address	641 BRET HARTE DR
City	COPPEROPOLIS
State	CA
Zip	95228-9769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE TULLOCH SHORES UNIT 2 LOT 299
Legal Subdivision	LAKE TULLOCH SHORES
Legal Lot Number	299
Jurisdiction	CALAVERAS CA
Township / Civil Division	ANGELS CITY
Census Block Group	2
Census Block	2004
Census Tract	123

Owner

Source: Calaveras County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	641 BRET HARTE DR, COPPEROPOLIS, CA 95228-9769
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit NUVISION FEDERAL CREDIT UNION
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 24, 2021	Intrafamily Transfer, Transfer
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 21, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Aug 21, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY
Apr 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Prior Sale	Sep 1, 2004 · Amount on Record
Deed Document Number	20189407
Last Transfer Date	Jul 21, 2021
Transfer Doc	0000014900
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Recording Date	Apr 29, 2026
Property Address	641 BRET HARTE DR, COPPEROPOLIS, CA 95228-9769
Document Number	0000003587
Instrument Date	Apr 24, 2026
Instrument	20263587
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	641 BRET HARTE DR, COPPEROPOLIS, CA 95228-9769

Mortgage

Document Number	0000003587,
Date	Apr 29, 2026
Instrument	20263587

Lender

Name	NUVISION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	641 BRET HARTE DR, COPPEROPOLIS, CA 95228-9769
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	TITLE CONNECT CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4072 SUMMER GATE AVE, VALLEJO, CA 94591-6390

Mortgage

Document Number	0000001895
Date	Feb 2, 2022
Instrument	2022-001895

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Feb 1, 2049

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALAVERAS CA
Recording Date	Aug 24, 2021
Property Address	641 BRET HARTE DR, COPPEROPOLIS, CA 95228-9769
Document Number	0000014900
Map Reference	MB 5 PG 21
Instrument Date	Jul 21, 2021
Instrument	2021-014900
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4072 SUMMER GATE AVE, VALLEJO, CA 94591-6390

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	641 BRET HARTE DR, COPPEROPOLIS, CA 95228-9769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012207
Date	Oct 17, 2019
Instrument	2019-012207

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 2, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Aug 21, 2018
Property Address	641 BRET HARTE DR, COPPEROPOLIS, CA 95228-9769
Document Number	0000009407
Map Reference	MB4 PG24
Instrument Date	Aug 17, 2018
Instrument	2018-009407
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4072 SUMMER GATE AVE, VALLEJO, CA 94591-6390

Mortgage

Document Number	0000009408
Date	Aug 21, 2018
Instrument	2018-009408

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	Aug 21, 2018
Property Address	641 BRET HARTE DR, COPPEROPOLIS, CA 95228-9769
Document Number	0000009461
Instrument Date	Aug 15, 2018
Instrument	9461
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	774 BRET HARTE DR COPPEROPOLIS CA 952289771, COPPEROPOLIS, CA 95228-9771

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	Apr 4, 2017
Property Address	641 BRET HARTE DR, COPPEROPOLIS, CA 95228-9769
Document Number	0000003625
Instrument Date	Feb 7, 2017
Instrument	3625
Transaction Type	Transfer
Record Updated	May 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 BRET HARTE DR COPPEROPOLIS CA 952289769, COPPEROPOLIS, CA 95228-9769

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Mark Twain Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$476,745 (+2%) Land $34,133 Building $442,612
2025	$5,436.00 (+3.05%)	$467,398 (+4.04%) Land $33,464 Building $433,934
2023	$5,275.00 (+3.47%)	$449,250 Land $32,165 Building $417,085
2022	$5,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Nearby Flood Policies	29 units insured incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CCWD - COPPER COVE serves 5,187 people · EPA ID CA0510017
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CALTEL Connections Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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