634 Bret Harte Dr, Copperopolis, CA 95228 Property Records

Calaveras County property record for 634 Bret Harte Dr, Copperopolis, CA 95228

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,112 sqft · built 1983
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Nov 2015)
Tax Bill	$6,124 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098-017-004-000`

Property Details

APN / Parcel Number

Primary APN	`098-017-004-000`
Alternative APN	`098-017-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,112 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Modern
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	098-017-004
Street Address	634 BRET HARTE DR
City	COPPEROPOLIS
State	CA
Zip	95228-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE TULLOCH SHORES UNIT 2 LOT 423 LESS FR
Legal Subdivision	LAKE TULLOCH SHORES
Legal Lot Number	423
Legal Unit	2
Jurisdiction	CALAVERAS CA
Township / Civil Division	ANGELS CITY
Census Block Group	2
Census Block	2000
Census Tract	123

Owner

634 Bret Harte Dr is owned and occupied by an individual who acquired it in February 2016.

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	634 BRET HARTE DR, COPPEROPOLIS, CA 95228-9767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit LAFAYETTE FCU
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2015 · Amount on File
Deed Sale	Nov 17, 2015 · Amount on File
Deed Document Number	201512870
Last Transfer Date	Feb 5, 2016
Transfer Doc	0000001594
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	634 BRET HARTE DR, COPPEROPOLIS, CA 95228-9767
Transaction Type	Mortgage
Record Updated	Oct 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 BRET HARTE DR, COPPEROPOLIS, CA 95228-9767

Mortgage

Document Number	0000007794
Date	Oct 2, 2023
Instrument	2023-007794

Lender

Name	LAFAYETTE FCU
Type	Credit Union
Address	ROCKVILLE, MD 20852

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	634 BRET HARTE DR, COPPEROPOLIS, CA 95228-9767
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2223 FRESHWATER CT, MARTINEZ, CA 94553-4959

Mortgage

Document Number	0000012222
Date	Sep 1, 2020
Instrument	2020-012222

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 634 Bret Harte Dr was $6,124 with a homeowner's exemption.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Mark Twain Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$549,392 (+2%) Land $301,865 Building $247,527
2025	$6,124.00 Homeowner's exemption	$538,621 Land $295,947 Building $242,674
2023	$5,939.00 (+3.23%) Homeowner's exemption	$517,707 Land $284,456 Building $233,251
2022	$5,753.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 634 Bret Harte Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Nearby Flood Policies	29 units insured incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 634 Bret Harte Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CCWD - COPPER COVE serves 5,187 people · EPA ID CA0510017
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CALTEL Connections Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Cal.net.

Cell Coverage

5G and 4G LTE (outdoors only)

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