641 Anderson Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 641 Anderson Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,200 sqft · built 1958
Lot Size	0.853 acres (37,179 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Aug 2012)
Tax Bill	$4,332 (2026)
Deeds & Mortgages	Oct 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`010-0432-00140`

Property Details

APN / Parcel Number

Primary APN	`010-0432-00140`
Alternative APN	`936862`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,200 sqft Gross Area
1st Floor Area	1,200 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	37,179 sqft (0.853 acres)
Garage Area	364 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	20 sqft
Storage Building	70 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	936862
Street Address	641 ANDERSON RD
City	DULUTH
State	MN
Zip	55811-5405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWLY 30 FT OF LOT 48 AND ALL OF LOT 49 SERIAL #
Legal Subdivision	CENTRAL ENTRANCE ADDITION FIRST DIVISION
Legal Lot Number	48-49
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1022
Census Tract	301

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	641 ANDERSON RD, DULUTH, MN 55811-5405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2012 · Amount on Record
Deed Sale	Aug 14, 2012 · Amount on Record
Deed Document Number	2012918307
Prior Transfer Date	Jul 30, 2012
Prior Transfer Doc	0000918306
Record Updated	Sep 20, 2026

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	641 ANDERSON RD, DULUTH, MN 55811-5405
Document Number	000T992297
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	SERVICELINK LOAN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	641 ANDERSON RD DULUTH MN 558115405, DULUTH, MN 55811-5405

Mortgage

Document Number	000T992297
Date	Nov 17, 2017
Instrument	T992297

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,332.00 (+5.66%) Homeowner's exemption
2025	$4,100.00 (-1.06%) Homeowner's exemption	$321,100 (+17.15%) Land $45,700 Building $275,400	$321,100 (+17.15%) Land $45,700 Building $275,400
2024	$4,144.00	$274,100 (+10.48%) Land $55,100 Building $219,000	$274,100 (+10.48%) Land $55,100 Building $219,000
2022		$248,100 Land $55,400 Building $192,700	$248,100 Land $55,400 Building $192,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink, T-Mobile, Verizon.

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