St. Louis County property record for 640 Anderson Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.25 ba · 1,782 sqft · built 1950 |
| Lot Size | 0.406 acres (17,704 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,521 (Jul 2010) |
| Tax Bill | $4,836 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0432-00150 |
| Primary APN | 010-0432-00150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,782 sqft Gross Area |
| 1st Floor Area | 1,350 sqft |
| Basement Area | 518 sqft |
| Finished Basement | 518 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 17,704 sqft (0.406 acres) |
| Garage Area | 534 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 780 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 925211 |
|---|---|
| Street Address | 640 ANDERSON RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-5406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0050 SERIAL # |
| Legal Subdivision | CENTRAL ENTRANCE ADDITION FIRST DIVISION |
| Legal Lot Number | 50 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 301 |
640 Anderson Rd is owned and occupied by an individual who acquired it in October 2011.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 ANDERSON RD, DULUTH, MN 55811-5406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2010 · Amount on File |
| Deed Sale | Jul 29, 2010 · Amount on File |
| Deed Document Number | 2010887530 |
| Last Transfer Date | Oct 31, 2011 |
| Transfer Doc | 0000906638 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 640 ANDERSON RD, DULUTH, MN 55811-5406 |
| Document Number | 00T1024604 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 640 ANDERSON RD DULUTH MN 558115406, DULUTH, MN 55811-5406 |
| Document Number | 00T1024604 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | T1024604 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 15, 2035 |
The 2026 property tax bill for 640 Anderson Rd was $4,836 with a homeowner's exemption, up 6.7% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,836.00 (+6.66%) Homeowner's exemption | ||
| 2025 | $4,534.00 (-0.18%) Homeowner's exemption | $420,600 (+22.2%) Land $38,800 Building $381,800 | $420,600 (+22.2%) Land $38,800 Building $381,800 |
| 2024 | $4,542.00 | $344,200 Land $52,400 Building $291,800 | $344,200 Land $52,400 Building $291,800 |
| 2022 | $309,500 Land $52,700 Building $256,800 | $309,500 Land $52,700 Building $256,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Anderson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 640 Anderson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: CenturyLink, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures