St. Joseph County property record for 64092 Lutz Rd, Constantine, MI 49042
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,952 sqft |
| Lot Size | 2.27 acres (98,881 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,415 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-018-002-70 |
| Primary APN | 006-018-002-70 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,952 sqft Building Perimeter |
| 1st Floor Area | 1,952 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Lot Area | 98,881 sqft (2.27 acres) |
|---|---|
| Garage Area | 864 sqft |
| Street Address | 64092 LUTZ RD |
|---|---|
| City | CONSTANTINE |
| State | MI |
| Zip | 49042-9759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | COM 309.7 FT S OF NE COR SEC 18 T7S R11W TH W 278.73 FT TH S 354.3 FT TH E 278.73 FT TH N 354.3 FT TO POB. 2.27 A+/-. |
| Legal Range | 11W |
| Legal Township | 07S |
| Legal Section | 18 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 41200 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 64092 LUTZ RD, CONSTANTINE, MI 49042-9759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Book / Page | 613 / 83 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 64092 LUTZ RD, CONSTANTINE, MI 49042-9759 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1959/0700 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 1959/0700 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MANSFIELD, OH 44903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2034 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Florence Township |
| Unified School District | Constantine Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,100 Land $14,000 Building $109,100 | $246,200 Land $28,000 Building $218,200 | |
| 2025 | $1,415.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
5G (outdoors only) and 4G LTE
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