6409 28th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 6409 28th St, Lubbock, TX 79407

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 999 sqft · built 1977
Lot Size	0.128 acres (5,592 sqft)
Owner	Individual Name on Record
Tax Bill	$1,056 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R50631`

Property Details

APN / Parcel Number

Primary APN	`R50631`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	999 sqft Living Area

Exterior

Year Built	Built 1977
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	5,592 sqft (0.128 acres)
Lot Dimensions	109 ft deep x 51 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6409 28TH ST
City	LUBBOCK
State	TX
Zip	79407-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0017
Legal Description	RIDGE WOOD L 87
Legal Subdivision	RIDGE WOOD
Legal Lot Number	870
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1002
Census Tract	1714

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6409 28TH ST, LUBBOCK, TX 79407-2807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK
Oct 16, 2020	Vendor's Lien, Transfer · FHA Mortgage CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020
Deed Sale	Oct 16, 2020
Prior Sale	Sep 1, 2009
Deed Document Number	2020-46419
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	6409 28TH ST, LUBBOCK, TX 79407-2807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034162
Date	Sep 6, 2018
Instrument	2018034162

Lender

Name	CITIBANK
Type	Bank
Address	LUBBOCK, TX 79407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Oct 16, 2020
Property Address	6409 28TH ST, LUBBOCK, TX 79407-2807
Document Number	0000046419
Map Reference	VOL 1508 PG 219
Instrument Date	Oct 16, 2020
Instrument	2020046419
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6408 28TH ST, LUBBOCK, TX 79407-2808

Mortgage

Document Number	0000046420
Date	Oct 16, 2020
Instrument	2020046420

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,056.00 (-19.88%) Homeowner's exemption	$117,085 (+7.42%) Land $8,160 Building $108,925	$117,085 (+7.42%) Land $8,160 Building $108,925
2024	$1,318.00 (+17.36%)
2023	$1,123.00 (-50.85%) Homeowner's exemption	$108,996 Land $8,160 Building $100,836	$108,996 Land $8,160 Building $100,836
2022	$2,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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