6404 28th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 6404 28th St, Lubbock, TX 79407

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 999 sqft · built 1977
Lot Size	0.128 acres (5,592 sqft)
Owner	2 Individual Names on Record
Last Sale	$106,400 (Aug 2023)
Tax Bill	$2,378 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R49748`

Property Details

APN / Parcel Number

Primary APN	`R49748`
Alternative APN	`R7453000000000530000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	5,592 sqft (0.128 acres)
Lot Dimensions	109 ft deep x 51 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6404 28TH ST
City	LUBBOCK
State	TX
Zip	79407-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE WOOD L 53
Legal Subdivision	RIDGE WOOD
Legal Lot Number	53
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1002
Census Tract	1714

Owner

Source: Lubbock County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6022 79TH ST, LUBBOCK, TX 79424-1706
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Commercial Mortgage CAPRA BANK
Aug 17, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage ALLIANCE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Jul 7, 2006 · Amount on Record
Deed Document Number	202332308
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	6404 28TH ST, LUBBOCK, TX 79407-2808
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 94010, LUBBOCK, TX 79493-4010

Mortgage

Document Number	0000043813
Date	Nov 7, 2025
Instrument	2025043813

Lender

Name	CAPRA BANK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Aug 17, 2023
Property Address	6404 28TH ST, LUBBOCK, TX 79407-2808
Document Number	0000032308
Map Reference	VOL 1501 PG 309
Instrument Date	Aug 17, 2023
Instrument	2023032308
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79TH STREET, LUBBOCK, TX 79424

Mortgage

Document Number	0000032309
Date	Aug 17, 2023
Instrument	2023032309

Lender

Name	ALLIANCE CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Sep 1, 2026

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,378.00 (-0.25%)	$115,513 (+12.15%) Land $8,160 Building $107,353	$115,513 (+5.98%) Land $8,160 Building $107,353
2024	$2,384.00 (+139.12%)
2023	$997.00 (-37.45%) Homeowner's exemption	$102,999 (+1%) Land $8,160 Building $100,836	$108,996 (+8.6%) Land $8,160 Building $100,836
2022	$1,594.00 Homeowner's exemption	$93,635 Land $8,160 Building $92,208	$100,368 Land $8,160 Building $92,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 28th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures