6406 High Rdg Rd, Pendleton, KY 40055 Property Records

Oldham County property record for 6406 High Rdg Rd, Pendleton, KY 40055 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2002
Square Footage	1,924 sqft Living Area
Lot Size	218,235 sqft (5.01 acres)
Occupancy	Owner Occupied
Last Sale	$471,000 (2025)
Tax Bill	$4,233.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`51-11B-01-17`
Alternative APN	`21190`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,924 sqft Living Area
Basement Area	968 sqft Basement
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	218,235 sqft (5.01 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	21190
Street Address	6406 HIGH RIDGE RD
City	PENDLETON
State	KY
Zip	40055-9629
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE, GARAGE & 5.01 AC LOT
Legal Subdivision	OLDHAM HILLS FARMS
Legal Block	SEC 1
Legal Lot Number	17
Jurisdiction	OLDHAM KY
Minor Civil Division	LA GRANGE
Census Blockgroup	2
Census Block	2000
Census Tract	30100

Owner

Source: Oldham County records · APN 51-11B-01-17

Assessment roll updated December 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6406 HIGH RIDGE RD, PENDLETON, KY 40055-9629
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Deed Doc Number	2025826702
Deed Book / Page	1422 / 164
Prior Transfer Date	Sep 16, 2025
Prior Transfer Doc	0D1422/164
Record Refreshed	Jun 08, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLDHAM KY
Recording Date	Sep 17, 2025
Property Address	6406 HIGH RIDGE RD, PENDLETON, KY 40055-9629
Document Number	0D1422/164
Book / Page	D1422 / 164
Map Reference	MB 3 PG 157
Instrument Date	Sep 16, 2025
Instrument	826702
Transaction Type	Transfer
Record Updated	Oct 02, 2025
Title Company	UNKNOWN, YOUR LAND AND TITLE LLC

Transaction

Tax	$471.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	457 L ESPRIT FARM RD, LA GRANGE, KY 40031-6747

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	6406 HIGH RIDGE RD, PENDLETON, KY 40055-9629

Mortgage

Document Number	0000826706
Date	Sep 17, 2025
Instrument	826706

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 01, 2030
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,233.00 (+18.27%)	$340,000 (+17.24%) Land $80,000 Building $260,000	$340,000 (+17.24%) Land $80,000 Building $260,000
2024	$3,579.00 (-1.86%)	$290,000 (-) Land $80,000 Building $210,000	$290,000 (-) Land $80,000 Building $210,000
2023	$3,647.00	$290,000 Land $80,000 Building $210,000	$290,000 Land $80,000 Building $210,000