Oldham County property record for 6315 High Rdg Rd, Pendleton, KY 40055 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,555 sqft Living Area |
| Lot Size | 217,800 sqft (5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2024) |
| Tax Bill | $4,971.00 (2025) |
| Primary APN | 51-11B-01-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,555 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 72429 |
|---|---|
| Street Address | 6315 HIGH RIDGE RD |
| City | PENDLETON |
| State | KY |
| Zip | 40055-9635 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 5 AC LOT |
| Legal Block | SEC 1 |
| Legal Lot Number | 4 |
| Jurisdiction | OLDHAM KY |
| Minor Civil Division | LA GRANGE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 30100 |
Source: Oldham County records · APN 51-11B-01-4
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6315 HIGH RIDGE RD, PENDLETON, KY 40055-9635 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 29, 2024 | Deed, Transfer · Closed End Mortgage NAVY FCU |
| Apr 30, 2019 | Deed of Trust, Mortgage · Line of Credit AUTOTRUCK FINANCIAL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 29, 2024 · Amount on Record |
| Deed Sale | Feb 29, 2024 · Amount on Record |
| Deed Doc Number | 756112 |
| Deed Book / Page | D1377 / 96 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Feb 29, 2024 |
| Property Address | 6315 HIGH RIDGE RD, PENDLETON, KY 40055-9635 |
| Document Number | 00D1377/96 |
| Book / Page | D1377 / 96 |
| Map Reference | MB 3 PG 157 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 756112 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 52370 STATE HIGHWAY 118A, ALPINE, TX 79830 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 6315 HIGH RIDGE RD, PENDLETON, KY 40055-9635 |
| Document Number | 0000756117 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 756117 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Mar 01, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 6315 HIGH RIDGE RD, PENDLETON, KY 40055-9635 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2019 |
| Name | Verified Name |
|---|
| Document Number | M2345/0121 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | M2345/0121 |
| Instrument | 551124 |
| Name | AUTOTRUCK FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40218 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 29, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,971.00 (+71.3%) | $400,000 (+73.91%) Land $80,000 Building $320,000 | $400,000 (+73.91%) Land $80,000 Building $320,000 |
| 2023 | $2,902.00 | $230,000 Land $80,000 Building $150,000 | $230,000 Land $80,000 Building $150,000 |
Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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