6406 Bright Bay Ct, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 6406 Bright Bay Ct, Apollo Beach, FL 33572

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.201 acres (8,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$890,000 (Jun 2024)
Tax Bill	$11,851 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`052091-5306`

Property Details

APN / Parcel Number

Primary APN	`052091-5306`
Alternative APN	`U1731195Q8000000000030`

Exterior

Lot Area	8,775 sqft (0.201 acres)
Lot Dimensions	187 ft deep x 52.1 ft wide
View / Lot	Bay
Boat Access	Boat Access

Location & Zoning

Account Number	0520915306
Street Address	6406 BRIGHT BAY CT
City	APOLLO BEACH
State	FL
Zip	33572-3071
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PD
Legal Description	BAY VISTA LOT 3
Legal Range	19E
Legal Township	31S
Legal Section	17
Legal Subdivision	BAY VISTA
Legal Tract	5Q8
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1005
Census Tract	14117

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13811 GALWAY SAND RD, RIVERVIEW, FL 33579-3204
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK
Feb 26, 2021	Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2024 · Amount on Record
Deed Sale	Jun 11, 2024 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	2024242480
Prior Transfer Date	Aug 19, 2005
Prior Transfer Doc	0000444175
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Feb 26, 2021
Property Address	6406 BRIGHT BAY CT, APOLLO BEACH, FL 33572-3071
Document Number	2021097416
Map Reference	MB 89 PG 56
Instrument Date	Feb 19, 2021
Instrument	2021097416
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,935.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 APOLLO BEACH BLVD # BLVD134, 235, APOLLO BEACH, FL 33572-2251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6000 COLUMBUS AVE APT 2709, 2709, PLANO, TX 75024-6173

Mortgage

Document Number	2021097417
Date	Feb 26, 2021
Instrument	2021097417

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	8.25%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Feb 26, 2021
Property Address	6406 BRIGHT BAY CT, APOLLO BEACH, FL 33572-3071
Document Number	0000097416
Map Reference	MB 89 PG 56
Instrument Date	Feb 19, 2021
Instrument	2021097416
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,935.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 APOLLO BEACH BLVD # BLVD134, 235, APOLLO BEACH, FL 33572-2251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6000 COLUMBUS AVE APT 2709, 2709, PLANO, TX 75024-6173

Mortgage

Document Number	0000097417
Date	Feb 26, 2021
Instrument	2021097417

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$649,350 (-) Land $647,082 Building $2,268	$649,350 (-) Land $647,082 Building $2,268
2025	$11,851.00 (+20.69%)	$649,350 (+14.99%) Land $647,082 Building $2,268	$649,350 (+14.99%) Land $647,082 Building $2,268
2023	$9,819.00 (+4.52%)	$564,681 (+5.23%) Land $562,680 Building $2,001	$564,681 (+5.23%) Land $562,680 Building $2,001
2022	$9,394.00	$536,627 Land $534,546 Building $2,081	$536,627 Land $534,546 Building $2,081

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 622 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	630 units insured incl. 8 condo units
Nearby Flood Claims	328 (1983–2025)
Most Recent Claim	Mar 2025 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 17 claims Hurricane Helene, Sep 2024 · 249 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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