Hillsborough County property record for 6404 Bright Bay Ct, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,420 sqft · built 2025 |
| Lot Size | 0.238 acres (10,348 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,232,851 (Feb 2022) |
| Tax Bill | $11,861 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2025 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 052091-5304 |
| Primary APN | 052091-5304 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,420 sqft Living Area |
| Gross Area | 4,752 sqft |
| 1st Floor Area | 1,814 sqft |
| Flooring | Tile |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 10,348 sqft (0.238 acres) |
| Lot Dimensions | 223 ft deep x 50.5 ft wide |
| View / Lot | Bay |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Porch | Open Porch |
| Account Number | 0520915304 |
|---|---|
| Street Address | 6404 BRIGHT BAY CT |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-3071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BAY VISTA LOT 2 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 17 |
| Legal Subdivision | BAY VISTA |
| Legal Tract | 5Q8 |
| Legal Lot Number | 2 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14117 |
Source: Hillsborough County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6404 BRIGHT BAY CT, APOLLO BEACH, FL 33572-3071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Oct 3, 2025 | Divorce Transfer, Transfer |
| Feb 1, 2022 | Warranty Deed, Transfer NOT AVAILABLE, SAVVY TITLE COMPANY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 1, 2022 · Amount on Record |
| Deed Sale | Feb 1, 2022 · Amount on Record |
| Prior Sale | Aug 30, 2012 · Amount on Record |
| Deed Document Number | 202256903 |
| Last Transfer Date | Sep 8, 2025 |
| Transfer Doc | 0000425803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 6404 BRIGHT BAY CT, APOLLO BEACH, FL 33572-3071 |
| Document Number | 0000126843 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026126843 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 6404 BRIGHT BAY CT, APOLLO BEACH, FL 33572-3071 |
| Investor | Possibly a Property Investor |
| Document Number | 0000126843, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 2026126843 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Divorce Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Oct 3, 2025 |
| Property Address | 6404 BRIGHT BAY CT, APOLLO BEACH, FL 33572-3071 |
| Document Number | 0000425803 |
| Map Reference | MB 89 PG 56 |
| Instrument Date | Sep 8, 2025 |
| Instrument | 2025425803 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10026 WAVING GRAIN LN, HOUSTON, TX 77080-3200 |
| Name | Verified Name |
|---|---|
| Address | 6404 BRIGHT BAY CT, APOLLO BEACH, FL 33572-3071 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 1, 2022 |
| Property Address | 6404 BRIGHT BAY CT, APOLLO BEACH, FL 33572-3071 |
| Document Number | 0000056903 |
| Map Reference | MB 89 PG 56 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022056903 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | NOT AVAILABLE, SAVVY TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,630.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6422 GRENADA ISLAND AVE, 6422, APOLLO BEACH, FL 33572-2518 |
| Name | Verified Name |
|---|---|
| Address | 622 YARDAM DRIVE, APOLLO BEACH, FL 33572-2404 |
Source: Hillsborough County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,861.00 (+8.47%) | $645,143 (-) Land $645,143 | $645,143 (-) Land $645,143 |
| 2024 | $10,935.00 (+11.11%) | $645,143 (+15%) Land $645,143 | $645,143 (+15%) Land $645,143 |
| 2023 | $9,842.00 (+5.05%) | $560,994 (+5.26%) Land $560,994 | $560,994 (+5.26%) Land $560,994 |
| 2022 | $9,369.00 | $532,944 Land $532,944 | $532,944 Land $532,944 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 622 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 630 units insured incl. 8 condo units |
| Nearby Flood Claims | 328 (1983–2025) |
| Most Recent Claim | Mar 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures