6406 Arnold Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6406 Arnold Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 0.75 ba · 768 sqft · built 2003
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$124,072 (Mar 2011)
Tax Bill	$2,902 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`375-0010-04453`

Property Details

APN / Parcel Number

Primary APN	`375-0010-04453`
Alternative APN	`928217`

Interior

Bedrooms	1 Bed
Full Baths	0.75 Baths
Stories	1 Story
Building Area	768 sqft Gross Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	1,712 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	928217
Street Address	6406 ARNOLD RD
City	DULUTH
State	MN
Zip	55803-9337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE1/4 OF NE1/4 OF SW1/4 SERIAL #
Legal Range	14W
Legal Township	52N
Legal Section	23
Legal Subdivision	GNESEN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2012
Census Tract	10601

Owner

Source: St. Louis County records · APN 375-0010-04453

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6406 ARNOLD RD, DULUTH, MN 55803-9337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 23, 2011 · Amount on Record
Deed Sale	Mar 23, 2011 · Amount on Record
Deed Document Number	201157713
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6406 ARNOLD RD, DULUTH, MN 55803-9337
Document Number	00A1391701
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6406 ARNOLD RD DULUTH MN 558039337, DULUTH, MN 55803-9337

Mortgage

Document Number	00A1391701
Date	Sep 30, 2020
Instrument	A1391701

Lender

Name	PROCTOR FCU
Type	Credit Union
Address	PROCTOR, MN 55810

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 29, 2035

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,902.00 (+6.38%) Homeowner's exemption
2025	$2,728.00 (+5.41%) Homeowner's exemption	$321,700 (+15.18%) Land $102,900 Building $218,800	$321,700 (+15.18%) Land $102,900 Building $218,800
2024	$2,588.00	$279,300 (+27.24%) Land $94,500 Building $184,800	$279,300 (+27.24%) Land $94,500 Building $184,800
2022		$219,500 Land $88,900 Building $130,600	$219,500 Land $88,900 Building $130,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370106012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 2 of 4 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.