6387 Arnold Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6387 Arnold Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,140 sqft · built 2008
Lot Size	5.05 acres (219,978 sqft)
Owner	Individual Name on Record
Tax Bill	$5,364 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`375-0010-04313`

Property Details

APN / Parcel Number

Primary APN	`375-0010-04313`
Alternative APN	`1015932`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,140 sqft Gross Area
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Finished Basement	1,140 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	219,978 sqft (5.05 acres)
Garage Area	896 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Deck Area	240 sqft
Pole Barn	2,016 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1015932
Street Address	6387 ARNOLD RD
City	DULUTH
State	MN
Zip	55803-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	E 700 FT OF N1/2 OF N1/2 OF SE1/4 EX N 312.97FT & EX S 33 FT SERIAL #
Legal Range	14W
Legal Township	52N
Legal Section	22
Legal Subdivision	GNESEN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2013
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6387 ARNOLD RD, DULUTH, MN 55803-9336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU
Aug 9, 2018	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 1, 2016
Transfer Doc	00A1292705
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6387 ARNOLD RD, DULUTH, MN 55803-9336
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6387 ARNOLD RD, DULUTH, MN 55803-9336

Mortgage

Document Number	0001473149
Date	Aug 31, 2023
Instrument	1473149

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6387 ARNOLD RD, DULUTH, MN 55803-9336
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6387 ARNOLD RD, DULUTH, MN 55803-9336

Mortgage

Document Number	0001435557
Date	Jan 19, 2022
Instrument	1435557

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2032

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6387 ARNOLD RD, DULUTH, MN 55803-9336
Document Number	00A1338535
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Sep 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6387 ARNOLD RD DULUTH MN 558039336, DULUTH, MN 55803-9336

Mortgage

Document Number	00A1338535
Date	Aug 14, 2018
Instrument	A1338535

Lender

Name	HARBOR POINTE CU
Address	11 W 2ND ST, DULUTH, MN 55802-2014

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 13, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,364.00 (+6.68%) Homeowner's exemption
2025	$5,028.00 (+9.78%) Homeowner's exemption	$490,000 (+1.2%) Land $60,400 Building $429,600	$490,000 (+1.2%) Land $60,400 Building $429,600
2024	$4,580.00	$484,200 (+31.01%) Land $57,300 Building $426,900	$484,200 (+31.01%) Land $57,300 Building $426,900
2022		$369,600 Land $54,100 Building $315,500	$369,600 Land $54,100 Building $315,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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