6405 Ryan Ave, Hanover, MD 21076 Property Records

Howard County property record for 6405 Ryan Ave, Hanover, MD 21076

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,827 sqft · built 1993
Lot Size	0.134 acres (5,836 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jul 2022)
Tax Bill	$6,586 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-259318`

Property Details

APN / Parcel Number

Primary APN	`01-259318`
Alternative APNs	`1259318` `259318`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,827 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,836 sqft (0.134 acres)
Porch	Slab
Porch Area	334 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	259318
Street Address	6405 RYAN AVE
City	HANOVER
State	MD
Zip	21076-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 103 5,836 SQ 6405 RYAN AVE HANOVERVILLE HANOVER
Legal Subdivision	HANOVERVILLE
Legal Lot Number	103
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2007
Census Tract	601206

Owner

Source: Howard County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6405 RYAN AVE, HANOVER, MD 21076-2002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Prior Sale	Oct 4, 2016 · Amount on Record
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 24, 2022
Property Address	6405 RYAN AVE, HANOVER, MD 21076-2002
Document Number	0216880001
Book / Page	21688 / 1
Map Reference	LB JHO 60 FO 303
Instrument Date	Jul 6, 2022
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	FIRST QUALITY TITLE, FIRST EQUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6405 RYAN AVE, HANOVER, MD 21076-2002

Mortgage

Document Number	0000216886
Date	Aug 24, 2022
Instrument	21688/6

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,200 (+8.98%) Land $183,700 Building $277,500	$461,200 (-) Land $183,700 Building $277,500
2025	$6,586.00 (+69.09%) Homeowner's exemption	$423,200 (+21.89%)	$461,200 (+32.83%) Land $183,700 Building $277,500
2023		$347,200 Land $138,700 Building $208,500	$347,200 Land $138,700 Building $208,500
2022	$3,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Wireless Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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