6436 Ryan Ave, Hanover, MD 21076 Property Records

Howard County property record for 6436 Ryan Ave, Hanover, MD 21076

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,868 sqft · built 1993
Lot Size	0.131 acres (5,709 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,500 (Jul 2017)
Tax Bill	$6,960 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-259199`

Property Details

APN / Parcel Number

Primary APN	`01-259199`
Alternative APNs	`1259199` `259199`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,868 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,709 sqft (0.131 acres)
Garage Type	Basement
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	259199
Street Address	6436 RYAN AVE
City	HANOVER
State	MD
Zip	21076-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 74 5,709 SQ 6436 RYAN AVE HANOVERVILLE HANOVER
Legal Subdivision	HANOVERVILLE
Legal Lot Number	74
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2007
Census Tract	601206

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6436 RYAN AVE, HANOVER, MD 21076-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 18, 2017	Grant Deed, Transfer · FHA Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Prior Sale	Jan 27, 1994 · Amount on Record
Deed Document Number	2017696-117
Transfer Doc	3141000441
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6436 RYAN AVE, HANOVER, MD 21076-2001
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202420373
Date	Feb 22, 2021
Book Page	20242/373

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Aug 1, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Jul 18, 2017
Property Address	6436 RYAN AVE, HANOVER, MD 21076-2001
Document Number	0176960117
Book / Page	017696 / 000117
Instrument Date	Jun 8, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	REALTY TITLE INC, REAL TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6436 RYAN AVE HANOVER MD 210762001, HANOVER, MD 21076-2001

Mortgage

Document Number	176960125
Date	Jul 18, 2017
Book Page	017696/000125

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,960.00 (+8.6%)	$447,600 (+8.95%) Land $183,100 Building $264,500	$447,600 (-) Land $183,100 Building $264,500
2025	$6,409.00 (+69.51%)	$410,833 (+21.8%)	$447,600 (+32.7%) Land $183,100 Building $264,500
2023		$337,300 Land $138,100 Building $199,200	$337,300 Land $138,100 Building $199,200
2022	$3,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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