6405 Melody Ln, Excelsior, MN 55331 Property Records

Carver County property record for 6405 Melody Ln, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,051 sqft · built 1998
Lot Size	0.425 acres (18,513 sqft)
Owner	Individual Name on File
Last Sale	$86,900 (May 1998)
Tax Bill	$8,662 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-4590070`

Property Details

APN / Parcel Number

Primary APN	`25-4590070`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,051 sqft Finished Area
Gross Area	4,044 sqft
1st Floor Area	1,691 sqft
Basement Area	1,052 sqft
Finished Basement	1,052 sqft
Unfinished Basement	1,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Lot Area	18,513 sqft (0.425 acres)
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Deck Area	349 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	6405 MELODY LN
City	EXCELSIOR
State	MN
Zip	55331-6404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 03 TOWNSHIP 116 RANGE 023 MELODY HILL LOT 007 BLOCK 001
Legal Range	023
Legal Township	116
Legal Section	03
Legal Subdivision	MELODY HILL
Legal Block	1
Legal Lot Number	7
Jurisdiction	CARVER MN
Township / Civil Division	CHANHASSEN
Census Block Group	1
Census Block	1001
Census Tract	90502

Owner

6405 Melody Ln is owned and occupied by an individual who bought it in May 1998.

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6405 MELODY LN, EXCELSIOR, MN 55331-6404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 1998 · Amount on File
Deed Sale	May 11, 1998 · Amount on File
Deed Document Number	199843660
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	6405 MELODY LN, EXCELSIOR, MN 55331-6404
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A732147
Date	Sep 1, 2021
Instrument	A732147

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	6405 MELODY LN, EXCELSIOR, MN 55331-6404
Document Number	0000687672
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6405 MELODY LN EXCELSIOR MN 553316404, EXCELSIOR, MN 55331-6404

Mortgage

Document Number	0000687672
Date	Dec 4, 2019
Instrument	687672

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 3, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 6405 Melody Ln was $8,662 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chanhassen City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,662.00 Homeowner's exemption	$793,200 (+3.65%) Land $225,000 Building $568,200	$793,200 (+3.65%) Land $225,000 Building $568,200
2025		$765,300 (+5.11%) Land $220,000 Building $545,300	$765,300 (+5.11%) Land $220,000 Building $545,300
2024	$7,806.00 (+0.52%) Homeowner's exemption	$728,100 (+1.52%) Land $210,000 Building $518,100	$728,100 (+1.52%) Land $210,000 Building $518,100
2023	$7,766.00 Homeowner's exemption	$717,200 Land $210,000 Building $507,200	$717,200 Land $210,000 Building $507,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6405 Melody Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6405 Melody Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chanhassen serves 24,951 people · EPA ID MN1100001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Netwave Broadband.

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