6405 L Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 6405 L Rd, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,408 sqft · built 1950
Lot Size125 acres (5,482,462 sqft)
OwnerCompany on Record
Last Sale$800,000 (Aug 2021)
Tax Bill$3,287 (2024)
Deeds & MortgagesFeb 2021 Transfer
Flood ZoneZone X (minimal risk)
APN12-06-400-001-000

Property Details

APN / Parcel Number

Primary APN12-06-400-001-000
Alternative APN
  • 12060000000900 00

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,408 sqft Living Area
1st Floor Area1,408 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area5,482,462 sqft (125 acres)
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6405 L RD
CityWATERLOO
StateIL
Zip62298-5039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA1
Legal DescriptionLOTS 10A & 12 N/2 SE/4
Legal Range08W
Legal Township03S
Legal Section06
Legal Lot Number10A
JurisdictionMONROE IL
Township / Civil Division6
Census Block Group1
Census Block1046
Census Tract600502

Owner

Source: Monroe County assessment roll, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing Address601 SWEET APPLE CIR, ALPHARETTA, GA 30004-6655
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2021 · Amount on Record
Deed SaleAug 26, 2021 · Amount on Record
Deed Document Number2021419330
Record UpdatedSep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateFeb 12, 2021
Property Address6405 L RD, WATERLOO, IL 62298-5039
Document Number0000414905
Map ReferenceMB A PG 5
Instrument DateJan 12, 2021
Instrument414905
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 SWEET APPLE CIR, ALPHARETTA, GA 30004-6655

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$60,342 (-16.75%) Land $40,642 Building $19,700
2024$3,287.00$167,196 (-23.11%) Land $106,077 Building $61,119
2022$72,485 Land $36,515 Building $35,970$217,455 Land $109,545 Building $107,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on L Rd

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