Monroe County property record for 5978 L Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,559 sqft · built 1912 |
| Lot Size | 101 acres (4,421,340 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,687 (2025) |
| Deeds & Mortgages | Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-300-003-000 |
| Primary APN | 12-08-300-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,559 sqft Building Perimeter |
| 1st Floor Area | 1,019 sqft |
| Upper Floors Area | 540 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Construction Type | Frame |
| Lot Area | 4,421,340 sqft (101 acres) |
| Driveway | Concrete Driveway |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 1,064 sqft |
| Porch | Slab |
| Porch Area | 1,875 sqft |
| Patio Area | 5,870 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5978 L RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | LOT 6B & PART LOT 6A & NE/4 SW/4 & NW/4 SE/4 0129448 |
| Legal Range | 08W |
| Legal Township | 03S |
| Legal Section | 08 |
| Legal Lot Number | 6B |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 600502 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5978 L RD, WATERLOO, IL 62298-5028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 1, 2021 |
| Transfer Doc | 0000420220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 8, 2021 |
| Property Address | 5978 L RD, WATERLOO, IL 62298-5028 |
| Document Number | 0000420220 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 420220 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 TIMBERWOOD DR, MARYVILLE, IL 62062-6727 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,687.00 (-1.66%) | $179,938 (+32.17%) Land $43,558 Building $136,380 | $539,814 (-2.32%) Land $130,674 Building $409,140 |
| 2024 | $10,867.00 | $552,663 (+35.31%) Land $120,105 Building $432,558 | |
| 2022 | $136,146 Land $32,286 Building $103,860 | $408,438 Land $96,858 Building $311,580 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| Wisper ISP Fixed Wireless | 10 / 1 |
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