6405 E 500 S, Berne, IN 46711 Property Records

Adams County property record for 6405 E 500 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	3 bd · 2,500 sqft · built 2022
Lot Size	2.69 acres (117,176 sqft)
Owner	Individual Name on File
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-09-27-300-007.000-001`

Property Details

APN / Parcel Number

Primary APN	`01-09-27-300-007.000-001`
Alternative APNs	`00819000001500` `01036130091`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	2,500 sqft
Attic	Attic
Attic Area	1,144 sqft
Basement Area	364 sqft
Unfinished Basement	364 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	117,176 sqft (2.69 acres)
Shed	1 Shed
Shed Area	48 sqft
Lean-To	900 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	01036130091
Street Address	6405 E 500 S
City	BERNE
State	IN
Zip	46711-9465
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S 330' MID PT E/2 SW SEC 27 (2.69A)
Jurisdiction	ADAMS IN
Township / Civil Division	BLUE CREEK
Census Block Group	2
Census Block	2046
Census Tract	30500

Owner

6405 E 500 S, a rural home, is owned and occupied by an individual who acquired it in August 2014.

Source: Adams County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	6405 E 500 S, BERNE, IN 46711-9465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK
Feb 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MERCER SAVINGS BANK
Apr 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MERCER SAVINGS BANK
May 17, 2018	Deed of Trust, Mortgage BANK OF GENEVA
Feb 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MERCER SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 4, 2014
Transfer Doc	0000002767
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	6405 E 500 S, BERNE, IN 46711-9465
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6405 E 500 S, BERNE, IN 46711-9465

Mortgage

Document Number	2026000552
Date	Feb 11, 2026
Instrument	2026000552

Lender

Name	MERCER SAVINGS BANK
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jan 28, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	6405 E 500 S, BERNE, IN 46711-9465
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000365
Date	Feb 6, 2023
Instrument	2023000365

Lender

Name	MERCER SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Mar 1, 2024

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	6405 E 500 S, BERNE, IN 46711-9465
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022001571
Date	Apr 12, 2022
Instrument	2022001571

Lender

Name	MERCER SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	May 1, 2023

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	6405 E 500 S, BERNE, IN 46711-9465
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018001898
Date	May 17, 2018
Instrument	2018001898

Lender

Name	BANK OF GENEVA
Type	Bank

Agreement

Amount	Amount on Record

Interest

Type Change Date	May 14, 2028

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	6405 E 500 S, BERNE, IN 46711-9465
Transaction Type	Mortgage
Record Updated	Mar 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000918
Date	Feb 26, 2020
Instrument	2020000918

Lender

Name	MERCER SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 6405 E 500 S was $2,055 with a homeowner's exemption, up 87.2% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Blue Creek Township
Unified School District	Adams Central Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,055.00 (+87.16%) Homeowner's exemption	$281,200 (+10.1%) Land $27,300 Building $253,900	$281,200 (+10.1%) Land $27,300 Building $253,900
2024	$1,098.00 (-43.02%) Homeowner's exemption	$255,400 (+7.95%) Land $27,500 Building $227,900	$255,400 (+7.95%) Land $27,500 Building $227,900
2023	$1,927.00 (+106.54%)	$236,600 (+81.72%) Land $27,000 Building $209,600	$236,600 (+81.72%) Land $27,000 Building $209,600
2022	$933.00	$130,200 Land $26,500 Building $103,700	$130,200 Land $26,500 Building $103,700
2020	$785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6405 E 500 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6405 E 500 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Wabash Communications Fixed Wireless	100 / 25
MetaLINK Technologies Fixed Wireless	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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