6403 E 500 S, Berne, IN 46711 Property Records

Adams County property record for 6403 E 500 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	1 bd · 2,832 sqft · built 1996
Lot Size	2.31 acres (100,624 sqft)
Owner	Individual Name on Record
Tax Bill	$2,361 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-09-27-300-006.000-001`

Property Details

APN / Parcel Number

Primary APN	`01-09-27-300-006.000-001`
Alternative APNs	`00819000001495` `01705383692`

Interior

Bedrooms	1 Bed
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,832 sqft Living Area
1st Floor Area	2,832 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Roof Material	Asphalt
Lot Area	100,624 sqft (2.31 acres)

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	01705383692
Street Address	6403 E 500 S
City	BERNE
State	IN
Zip	46711-9465
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E 305.5' OF W 1945.5' OF S 330' SW SEC 27 (2.31A)
Jurisdiction	ADAMS IN
Township / Civil Division	BLUE CREEK
Census Block Group	2
Census Block	2046
Census Tract	30500

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6403 E 500 S, BERNE, IN 46711-9465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
Feb 5, 2018	Deed of Trust, Mortgage BANK OF GENEVA
May 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 27, 2014
Transfer Doc	0000001879
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	6403 E 500 S, BERNE, IN 46711-9465
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025004009
Date	Oct 15, 2025
Instrument	2025004009

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	6403 E 500 S, BERNE, IN 46711-9465
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000489
Date	Feb 5, 2018
Instrument	2018000489

Lender

Name	BANK OF GENEVA
Type	Bank

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jan 28, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	6403 E 500 S, BERNE, IN 46711-9465
Transaction Type	Mortgage
Record Updated	Jun 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002400
Date	May 21, 2020
Instrument	2020002400

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Blue Creek Township
Unified School District	Adams Central Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,361.00 (+4.79%) Homeowner's exemption	$269,100 (+14.17%) Land $27,100 Building $242,000	$269,100 (+14.17%) Land $27,100 Building $242,000
2024	$2,253.00 (-0.57%)
2023	$2,266.00 (+10.32%)	$235,700 (+5.22%) Land $26,800 Building $208,900	$235,700 (+5.22%) Land $26,800 Building $208,900
2022	$2,054.00 (+11.63%)	$224,000 Land $26,400 Building $197,600	$224,000 Land $26,400 Building $197,600
2020	$1,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Wabash Communications Fixed Wireless	100 / 25
MetaLINK Technologies Fixed Wireless	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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