Manatee County property record for 6405 64th Ln E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1995 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $134,500 (Feb 2003) |
| Tax Bill | $993 (2024) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6586-0625-6 |
| Primary APN | 6586-0625-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 1,988 sqft |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,233 sqft (0.189 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 0658606256 |
|---|---|
| Street Address | 6405 64TH LN E |
| City | PALMETTO |
| State | FL |
| Zip | 34221-8572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 RES |
| Legal Description | LOT 3 BLK G HEATHER GLEN PHASE I PI#6586.0625/6 |
| Legal Range | 18E |
| Legal Township | 33S |
| Legal Section | 27 |
| Legal Subdivision | HEATHER GLEN PHASE I |
| Legal Tract | 00658600 |
| Legal Block | G |
| Legal Lot Number | 3 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 1907 |
6405 64th Ln E is owned and occupied by two individuals who bought it in February 2003.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6405 64TH LN E, PALMETTO, FL 34221-8572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2023 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2003 · Amount on File |
| Deed Sale | Feb 25, 2003 · Amount on File |
| Prior Sale | Mar 23, 1995 · Amount on File |
| Deed Book / Page | 1806 / 3661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 6405 64TH LN E, PALMETTO, FL 34221-8572 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6405 64TH LN E, PALMETTO, FL 34221-8572 |
| Document Number | 0041031849 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 202341031849 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 18, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 6405 64TH LN E, PALMETTO, FL 34221-8572 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6405 64TH LN E, PALMETTO, FL 34221-8572 |
| Document Number | 202141100998 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 202141100998 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 6405 64TH LN E, PALMETTO, FL 34221-8572 |
| Document Number | 0027781807 |
| Instrument Date | Apr 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2019 |
| Title Company | QUICK CLOSE SERVICES INC, QUICK CLOSE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6405 64TH LN E PALMETTO FL 342218572, PALMETTO, FL 34221-8572 |
| Document Number | 0027781807 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 002778/001807 |
| Instrument | 41037690 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 21, 2049 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,484 (+2.7%) | $237,703 (-) Land $45,050 Building $192,653 | |
| 2025 | $96,869 | $237,703 Land $45,050 Building $192,653 | |
| 2024 | $993.00 (+3.87%) | ||
| 2023 | $956.00 (+4.71%) Homeowner's exemption | $91,397 (+3%) | $263,584 (+14.15%) Land $45,050 Building $218,534 |
| 2022 | $913.00 Homeowner's exemption | $88,735 | $230,906 Land $40,000 Building $190,906 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6405 64th Ln E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6405 64th Ln E is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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