Manatee County property record for 6403 64th Ln E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,452 sqft · built 1994 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,700 (Feb 2022) |
| Tax Bill | $2,281 (2024) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Feb 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6586-0620-7 |
| Primary APN | 6586-0620-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| Gross Area | 1,928 sqft |
| 1st Floor Area | 1,452 sqft |
| Basement Area | 240 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,233 sqft (0.189 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 0658606207 |
|---|---|
| Street Address | 6403 64TH LN E |
| City | PALMETTO |
| State | FL |
| Zip | 34221-8572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 RES |
| Legal Description | LOT 2 BLK G HEATHER GLEN PHASE I PI#6586.0620/7 |
| Legal Range | 18E |
| Legal Township | 33S |
| Legal Section | 27 |
| Legal Subdivision | HEATHER GLEN PHASE I |
| Legal Tract | 00658600 |
| Legal Block | G |
| Legal Lot Number | 2 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 1907 |
6403 64th Ln E is owned and occupied by two individuals who bought it in February 2022.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6403 64TH LN E, PALMETTO, FL 34221-8572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Feb 22, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 1, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FIN'L |
| Aug 1, 2018 | Warranty Deed, Transfer · FHA Mortgage UMC MORTGAGE CO |
| Jan 30, 2017 | Warranty Deed, Transfer · VA Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on File |
| Deed Sale | Feb 22, 2022 · Amount on File |
| Prior Sale | Aug 1, 2018 · Amount on File |
| Deed Document Number | 202223354 |
| Prior Transfer Date | Oct 30, 2021 |
| Prior Transfer Doc | 0000023354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 6403 64TH LN E, PALMETTO, FL 34221-8572 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6403 64TH LN E, PALMETTO, FL 34221-8572 |
| Document Number | 0041038933 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 202341038933 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Feb 22, 2022 |
| Property Address | 6403 64TH LN E, PALMETTO, FL 34221-8572 |
| Document Number | 0041023354 |
| Map Reference | MB 25 PG 86-92 |
| Instrument Date | Oct 10, 2021 |
| Instrument | 202241023354 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $788.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6403 64TH LN E, 6403, PALMETTO, FL 34221-8572 |
| Name | Verified Name |
|---|---|
| Address | 6403 64TH LN E, PALMETTO, FL 34221-8572 |
| Document Number | 0041023355 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 202241023355 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 6403 64TH LN E, PALMETTO, FL 34221-8572 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0027750523 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 2775/0523 |
| Instrument | 201941030238 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 6403 64TH LN E, PALMETTO, FL 34221-8572 |
| Document Number | 0041036834 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 6403 64TH LN E PALMETTO FL 342218572, PALMETTO, FL 34221-8572 |
| Document Number | 0041036834 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 41036834 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Aug 1, 2018 |
| Property Address | 6403 64TH LN E, PALMETTO, FL 34221-8572 |
| Document Number | 0027406493 |
| Book / Page | 2740 / 6493 |
| Map Reference | MB25 PG86-92 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 201841078165 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | STEWART TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6403 64TH LN E, 6403, PALMETTO, FL 34221-8572 |
| Name | Verified Name |
|---|---|
| Address | 6403 64TH LN E, PALMETTO, FL 34221-8572 |
| Document Number | 201841078166 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 201841078166 |
| Name | UMC MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jan 30, 2017 |
| Property Address | 6403 64TH LN E, PALMETTO, FL 34221-8572 |
| Document Number | 0026582065 |
| Book / Page | 002658 / 002065 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 41008400 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6403 64TH LN E PALMETTO FL 342218572, PALMETTO, FL 34221-8572 |
| Document Number | 26582069 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 002658/002069 |
| Instrument | 41008402 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 29, 2047 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,236 (+2.7%) | $268,930 (-0.97%) Land $45,050 Building $223,880 | |
| 2025 | $195,945 | $271,563 Land $45,050 Building $226,513 | |
| 2024 | $2,281.00 (+1.92%) | ||
| 2023 | $2,238.00 (+3.23%) Homeowner's exemption | $184,877 (+3%) | $301,230 (+15.6%) Land $45,050 Building $256,180 |
| 2022 | $2,168.00 Homeowner's exemption | $179,492 | $260,579 Land $40,000 Building $220,579 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6403 64th Ln E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6403 64th Ln E is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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